25 Summit Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 25 Summit Dr, Basking Ridge, NJ 07920

Property Summary

Property TypeSingle Family Home
Details3,105 sqft · built 1987
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (Sep 2018)
Tax Bill$21,188 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-06801-0000-00021

Property Details

APN / Parcel Number

Primary APN02-06801-0000-00021
Alternative APN
  • 0206802000000021

Interior

Stories2 Stories
Building Area3,105 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Lot Area27,007 sqft (0.62 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number0206802000000021
Street Address25 SUMMIT DR
CityBASKING RIDGE
StateNJ
Zip07920-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC4
Legal DescriptionADDITIONAL LOTS: WINDSOR TUDOR
Legal SubdivisionBASKING RDG SEC 6
Legal Block6801
Legal Lot Number21
JurisdictionSOMERSET NJ
Township / Civil DivisionBERNARDS
Census Block Group3
Census Block3012
Census Tract54100

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25 SUMMIT DR, BASKING RIDGE, NJ 07920-1960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Nov 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
VALLEY NATIONAL BANK
Sep 24, 2018Deed, Transfer · Conventional Mortgage
VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Deed Document Number201836381
Deed Book / Page7073 / 1121
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address25 SUMMIT DR, BASKING RIDGE, NJ 07920-1960
Transaction TypeMortgage
Record UpdatedDec 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048404
DateDec 9, 2022
Book Page7484/49
Instrument2022048404
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueNov 26, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address25 SUMMIT DR, BASKING RIDGE, NJ 07920-1960
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050463
DateOct 19, 2020
Book Page7261/3842
Instrument2020050463
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address25 SUMMIT DR, BASKING RIDGE, NJ 07920-1960
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042939
DateNov 15, 2018
Book Page7083/3599
Instrument2018042939
Lender
NameVALLEY NATIONAL BANK
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term307 Months
DueJun 20, 2044

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateSep 24, 2018
Property Address25 SUMMIT DR, BASKING RIDGE, NJ 07920-1960
Document Number0000036381
Book / Page7073 / 1121
Instrument DateSep 20, 2018
Instrument2018036381
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyOLD REPUBLIC NATL TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,045.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 SUMMIT DR, 25, BASKING RIDGE, NJ 07920-1960

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SUMMIT DR, BASKING RIDGE, NJ 07920-1960

Mortgage

Document Number0000036382
DateSep 24, 2018
Instrument2018036382
Lender
NameVALLEY NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term309 Months
DueJun 20, 2044

Mortgage

Document Number0000036383
DateSep 24, 2018
Book Page7073/1141
Instrument2018036383
Lender
NameVALLEY NATIONAL BANK
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBernards Township
Unified School DistrictBernards Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,380,900 (+10.01%) Land $480,800 Building $900,100$1,380,900 (+10.01%) Land $480,800 Building $900,100
2025$21,188.00 (+3.41%)$1,255,200 (+19.87%) Land $465,800 Building $789,400$1,255,200 (+19.87%) Land $465,800 Building $789,400
2024$20,490.00 (+7.55%)
2023$1,047,100 Land $405,800 Building $641,300$1,047,100 Land $405,800 Building $641,300
2022$19,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1999–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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