54 Summit Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 54 Summit Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,841 sqft · built 1989
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$960,000 (Feb 2019)
Tax Bill	$23,554 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-06501-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`02-06501-0000-00006`
Alternative APN	`0200162000000073`

Interior

Stories	2 Stories
Building Area	3,841 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200162000000073
Street Address	54 SUMMIT DR
City	BASKING RIDGE
State	NJ
Zip	07920-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC4
Legal Description	ADDITIONAL LOTS: CAMBRIDGE
Legal Subdivision	SUMMIT/BASKING RDG SEC 08
Legal Block	6501
Legal Lot Number	6
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	3
Census Block	3009
Census Tract	54100

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK NA
May 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 20, 2019	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Deed Document Number	20195953
Deed Book / Page	7101 / 1278
Last Transfer Date	Apr 23, 2021
Transfer Doc	0000032336
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	54 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SUMMIT DR, BASKING RIDGE, NJ 07920-1962

Mortgage

Document Number	0000007728
Date	Mar 20, 2026
Book Page	7671/1565
Instrument	2026007728

Lender

Name	VALLEY NATIONAL BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	May 21, 2021
Property Address	54 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Document Number	0000032336
Book / Page	7345 / 2030
Instrument Date	Apr 23, 2021
Instrument	2021032336
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	GUARDIAN TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SUMMIT DR, BASKING RIDGE, NJ 07920-1962

Mortgage

Document Number	0000032337
Date	May 21, 2021
Instrument	2021032337

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	54 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035720
Date	Aug 12, 2020
Book Page	7237/220
Instrument	2020035720

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2050

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Feb 20, 2019
Property Address	54 SUMMIT DR, BASKING RIDGE, NJ 07920-1962
Document Number	0000005953
Book / Page	7101 / 1278
Map Reference	MAP 2421
Instrument Date	Feb 15, 2019
Instrument	2019005953
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,423.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 SUMMIT DR, 54, BASKING RIDGE, NJ 07920-1962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SUMMIT DR, BASKING RIDGE, NJ 07920-1962

Mortgage

Document Number	0000005954
Date	Feb 20, 2019
Instrument	2019005954

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,544,900 (+10.71%) Land $483,300 Building $1,061,600	$1,544,900 (+10.71%) Land $483,300 Building $1,061,600
2025	$23,554.00 (+2.58%)	$1,395,400 (+14.51%) Land $468,300 Building $927,100	$1,395,400 (+14.51%) Land $468,300 Building $927,100
2024	$22,962.00 (+3.68%)
2023		$1,218,600 Land $408,300 Building $810,300	$1,218,600 Land $408,300 Building $810,300
2022	$22,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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