44 Smith St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 44 Smith St, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1960
Lot Size0.23 acres (10,001 sqft)
OwnerCompany Name on Record
Last Sale$345,000 (Aug 2026)
Tax Bill$5,802 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-00113-0000-00001

Property Details

APN / Parcel Number

Primary APN21-00113-0000-00001
Alternative APNs
  • 210011300001
  • 048455

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Deck Area40 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Account Number048455
Street Address44 SMITH ST
CityHOWELL
StateNJ
Zip07731-8527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal SubdivisionOAKEOOD MANOR ESTATE
Legal Block113
Legal Lot Number1
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group2
Census Block2026
Census Tract811301

Owner

Source: Monmouth County and Howell Township records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address44 SMITH ST, HOWELL, NJ 07731-8527
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed, Transfer · Conventional Mortgage
MADISON TITLE AGENCY LLC, MADISON TITLE AGENCY
Jan 14, 2026Deed of Trust, Mortgage · Line of Credit
TD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2026 · Amount on Record
Deed SaleAug 28, 2026 · Amount on Record
Prior SaleFeb 9, 2000 · Amount on Record
Deed Document Number202671219
Deed Book / Page9810 / 2591
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateAug 28, 2026
Property Address44 SMITH ST, HOWELL, NJ 07731-8527
Document Number0000071219
Book / Page9810 / 2591
Instrument DateAug 25, 2026
Instrument202671219
Transaction TypeTransfer
Record UpdatedSep 14, 2026
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$34,845.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address44 SMITH ST, HOWELL, NJ 07731-8527

Mortgage

Document Number0000071220,
DateAug 28, 2026
Instrument202671220
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address44 SMITH ST, HOWELL, NJ 07731-8527
Transaction TypeMortgage
Record UpdatedFeb 5, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097752587
DateJan 14, 2026
Book Page9775/2587
Instrument2026004208
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 18, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,000 (+13.64%) Land $261,500 Building $122,500$384,000 (+13.64%) Land $261,500 Building $122,500
2025$5,802.00 (+6.97%)$337,900 (+29.12%) Land $216,500 Building $121,400$337,900 (+29.12%) Land $216,500 Building $121,400
2024$5,424.00 (+11.79%)
2023$261,700 Land $151,500 Building $110,200$261,700 Land $151,500 Building $110,200
2022$4,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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