Monmouth County and Howell Township property record for 40 Smith St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 1965 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Apr 2023) |
| Tax Bill | $6,274 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00113-0000-00002 |
| Primary APN | 21-00113-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 54 sqft |
| Patio Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 170 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 048458 |
|---|---|
| Street Address | 40 SMITH ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-8527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Block | 113 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 811301 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 SMITH ST, HOWELL, NJ 07731-8527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 26, 2021 | Deed of Trust, Mortgage HOWELL EMERGENCY SEPTIC TO SEWER AND WAT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Apr 17, 2000 · Amount on Record |
| Deed Document Number | 202326938 |
| Deed Book / Page | 9641 / 6928 |
| Prior Transfer Date | Sep 25, 2015 |
| Prior Transfer Doc | 0091408899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 19, 2023 |
| Property Address | 40 SMITH ST, HOWELL, NJ 07731-8527 |
| Document Number | 0096416928 |
| Book / Page | 9641 / 6928 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 2023026938 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 S MAIN ST, MARLBORO, NJ 07746-1537 |
| Name | Verified Name |
|---|---|
| Address | 40 SMITH ST, HOWELL, NJ 07731-8527 |
| Investor | Possibly a Property Investor |
| Document Number | 2023026941 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 2023026941 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 40 SMITH ST, HOWELL, NJ 07731-8527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 40 SMITH ST, HOWELL, NJ 07731-8527 |
| Document Number | 0095537607 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 9553/7607 |
| Instrument | 2021157565 |
| Name | HOWELL EMERGENCY SEPTIC TO SEWER AND WAT |
|---|---|
| Type | Government Agency |
| Address | HOWELL, NJ 07731 |
| Amount | Amount Recorded |
|---|
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,700 (+12.67%) Land $261,500 Building $150,200 | $411,700 (+12.67%) Land $261,500 Building $150,200 | |
| 2025 | $6,274.00 (+6.27%) | $365,400 (+38.67%) Land $216,500 Building $148,900 | $365,400 (+38.67%) Land $216,500 Building $148,900 |
| 2024 | $5,904.00 (+21.58%) | ||
| 2023 | $263,500 Land $151,500 Building $112,000 | $263,500 Land $151,500 Building $112,000 | |
| 2022 | $4,856.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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