Monmouth County and Howell Township property record for 51 Smith St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,705 sqft · built 1952 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $462,100 (Jun 2022) |
| Tax Bill | $8,922 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00110-0000-00106-06 |
| Primary APN | 21-00110-0000-00106-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 952 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 78,844 sqft |
| Porch | Open Porch |
| Deck Area | 544 sqft |
| Sewer | Septic |
|---|
| Street Address | 51 SMITH ST |
|---|---|
| City | HOWELL |
| State | NJ |
| Zip | 07731-8524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Subdivision | TOWNSHIP HOWELL |
| Legal Block | 110 |
| Legal Lot Number | 106.6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 811301 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51 SMITH ST, HOWELL, NJ 07731-8524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| May 7, 2020 | Grant Deed, Transfer JGK |
| Aug 1, 2018 | Grant Deed, Construction Loan · Construction Mortgage RCN CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on Record |
| Deed Sale | Jun 27, 2022 · Amount on Record |
| Prior Sale | May 7, 2020 · Amount on Record |
| Deed Document Number | 202266855 |
| Deed Book / Page | 9602 / 2639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 27, 2022 |
| Property Address | 51 SMITH ST, HOWELL, NJ 07731-8524 |
| Document Number | 0096022639 |
| Book / Page | 9602 / 2639 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022066855 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | HERITAGE ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,815.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 SMITH ST, 51, HOWELL, NJ 07731-8524 |
| Name | Verified Name |
|---|---|
| Address | 51 SMITH ST, HOWELL, NJ 07731-8524 |
| Document Number | 2022066856 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022066856 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 7, 2020 |
| Property Address | 51 SMITH ST, HOWELL, NJ 07731-8524 |
| Document Number | 0000048132 |
| Book / Page | 009412 / 005234 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 48132 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | CLEAR TO CLOSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 SMITH ST HOWELL NJ 077318524, HOWELL, NJ 07731-8524 |
| Document Number | 48133 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 009412/005284 |
| Instrument | 48133 |
| Name | JGK |
|---|---|
| Address | 2760 GLASSBORO CROSS KEYS RD, GLASSBORO, NJ 08028-2713 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 6, 2050 |
| Rate | 5% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 1, 2018 |
| Property Address | 51 SMITH ST, HOWELL, NJ 07731-8524 |
| Document Number | 0000075843 |
| Book / Page | 009303 / 006104 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 75843 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 20, 2018 |
| Title Company | RMS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 71 GANSEVOORT ST #2D NEW YORK NY 100141411, 2D, NEW YORK, NY 10014-1411 |
| Document Number | 75844 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 009303/006110 |
| Instrument | 75844 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 31, 2019 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $566,900 (+9.1%) Land $320,500 Building $246,400 | $566,900 (+9.1%) Land $320,500 Building $246,400 | |
| 2025 | $8,922.00 (+3.61%) | $519,600 (+12.59%) Land $275,500 Building $244,100 | $519,600 (+12.59%) Land $275,500 Building $244,100 |
| 2024 | $8,611.00 (+26.67%) | ||
| 2023 | $461,500 Land $210,500 Building $251,000 | $461,500 Land $210,500 Building $251,000 | |
| 2022 | $6,798.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 61% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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