37 Smith St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 37 Smith St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1970
Lot Size	0.218 acres (9,490 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2020)
Tax Bill	$6,592 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00110-0000-00124-04`

Property Details

APN / Parcel Number

Primary APN	`21-00110-0000-00124-04`
Alternative APNs	`21001100000001240004` `047354`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,490 sqft (0.218 acres)
Deck Area	296 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	047354
Street Address	37 SMITH ST
City	HOWELL
State	NJ
Zip	07731-8523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Description	AND SMITH ST NIT 1A
Legal Subdivision	GEORGE SEITZ
Legal Block	110
Legal Lot Number	124.4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2031
Census Tract	811301

Owner

37 Smith St is owned and occupied by an individual who bought it in September 2020.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	37 SMITH ST, HOWELL, NJ 07731-8523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Oct 18, 1994 · Amount on File
Deed Document Number	2020101161
Deed Book / Page	9439 / 2584
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 8, 2020
Property Address	37 SMITH ST, HOWELL, NJ 07731-8523
Document Number	0000101161
Book / Page	009439 / 002584
Instrument Date	Aug 26, 2020
Instrument	101161
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 SMITH ST HOWELL NJ 077318523, HOWELL, NJ 07731-8523

Mortgage

Document Number	101162
Date	Sep 8, 2020
Book Page	009439/002622
Instrument	101162

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 37 Smith St was $6,592, up 5.9% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,400 (+12.11%) Land $261,500 Building $168,900	$430,400 (+12.11%) Land $261,500 Building $168,900
2025	$6,592.00 (+5.88%)	$383,900 Land $216,500 Building $167,400	$383,900 Land $216,500 Building $167,400
2024	$6,226.00
2023		$308,600 Land $151,500 Building $157,100	$308,600 Land $151,500 Building $157,100
2022	$5,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Smith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Smith St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 61% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20