Hampden County and Holyoke City property record for 44 Ridgeway St, Holyoke, MA 01040
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,274 sqft · built 1924 |
| Lot Size | 0.382 acres (16,649 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,999 (Nov 2018) |
| Tax Bill | $5,198 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0156 B:0000 L:13 |
| Primary APN | HOLY M:0156 B:0000 L:13 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Living Area |
| Gross Area | 3,411 sqft |
| Basement Area | 1,137 sqft |
| Unfinished Basement | 1,137 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,649 sqft (0.382 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 44 RIDGEWAY ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1046 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-1A |
| Legal Lot Number | 13 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 812101 |
44 Ridgeway St, a duplex, is owned and occupied by two individuals who bought it in November 2018.
Source: Hampden County and Holyoke City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 RIDGEWAY ST, HOLYOKE, MA 01040-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Nov 2, 2018 | Deed, Transfer · VA Mortgage RESIDENTIAL MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on File |
| Deed Sale | Nov 2, 2018 · Amount on File |
| Prior Sale | Oct 27, 1993 · Amount on File |
| Deed Document Number | 201866272 |
| Deed Book / Page | 22433 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 44 RIDGEWAY ST, HOLYOKE, MA 01040-1046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23660-62 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 23660/62 |
| Instrument | 4256 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Nov 2, 2018 |
| Property Address | 44 RIDGEWAY ST, HOLYOKE, MA 01040-1046 |
| Document Number | 22433-113 |
| Book / Page | 22433 / 113 |
| Instrument | 66272 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.67 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 224330115 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 22433/0115 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2048 |
The 2026 property tax bill for 44 Ridgeway St was $5,198, up 6.8% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,198.00 (+6.78%) | $298,200 (+6.96%) Land $69,400 Building $228,800 | $325,320 |
| 2025 | $4,868.00 (+7.34%) | $278,800 (+16.51%) Land $64,900 Building $213,900 | |
| 2024 | $4,535.00 (+7.67%) | $239,300 (+6.59%) Land $61,800 Building $177,500 | |
| 2023 | $4,212.00 | $224,500 Land $61,800 Building $162,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Ridgeway St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Ridgeway St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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