Hampden County and Holyoke City property record for 40 Ridgeway St, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,484 sqft · built 2004 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,900 (Dec 2004) |
| Tax Bill | $5,217 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0155 B:0000 L:57 |
| Primary APN | HOLY M:0155 B:0000 L:57 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 2,828 sqft |
| Basement Area | 652 sqft |
| Unfinished Basement | 652 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,401 sqft (0.124 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 40 RIDGEWAY ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Lot Number | 57 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 812101 |
Source: Hampden County and Holyoke City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 RIDGEWAY ST, HOLYOKE, MA 01040-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK |
| May 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2004 · Amount on Record |
| Deed Sale | Dec 8, 2004 · Amount on Record |
| Prior Sale | May 12, 2004 · Amount on Record |
| Deed Document Number | 200413391 |
| Deed Book / Page | 14683 / 520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 40 RIDGEWAY ST, HOLYOKE, MA 01040-1046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23271-533 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 23271/533 |
| Instrument | 32404 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 40 RIDGEWAY ST, HOLYOKE, MA 01040-1046 |
| Document Number | 22161-372 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 40 RIDGEWAY ST HOLYOKE MA 010401046, HOLYOKE, MA 01040-1046 |
| Document Number | 22161-372 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 022161/000372 |
| Instrument | 24543 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,217.00 (+6.82%) | $299,300 (+7.01%) Land $13,100 Building $286,200 | $302,409 (-8.68%) |
| 2025 | $4,884.00 (+5.19%) | $279,700 (+14.16%) Land $12,200 Building $267,500 | $331,170 (+5.99%) |
| 2024 | $4,643.00 (+5.45%) | $245,000 (+4.39%) Land $11,600 Building $233,400 | $312,455 |
| 2023 | $4,403.00 | $234,700 Land $11,600 Building $223,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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