Hampden County and Holyoke City property record for 32 Ridgeway St, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,528 sqft · built 1960 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Dec 2013) |
| Tax Bill | $4,624 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Apr 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0155 B:0000 L:58 |
| Primary APN | HOLY M:0155 B:0000 L:58 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 3,171 sqft |
| Basement Area | 1,063 sqft |
| Unfinished Basement | 1,063 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,102 sqft (0.186 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 32 RIDGEWAY ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Lot Number | 58 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 812101 |
32 Ridgeway St is owned and occupied by an individual who bought it in December 2013.
Source: Hampden County and Holyoke City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 RIDGEWAY ST, HOLYOKE, MA 01040-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SOFI LENDING CORP |
| Apr 26, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance SOFI BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2013 · Amount on File |
| Deed Sale | Dec 9, 2013 · Amount on File |
| Prior Sale | Dec 9, 2013 · Amount on File |
| Deed Book / Page | 20127 / 67 |
| Transfer Doc | 2012000067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 32 RIDGEWAY ST, HOLYOKE, MA 01040-1046 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024484-225 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 24484/225 |
| Instrument | 20626 |
| Name | SOFI LENDING CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 32 RIDGEWAY ST, HOLYOKE, MA 01040-1046 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024982-404 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 24982/404 |
| Instrument | 18606 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 32 RIDGEWAY ST, HOLYOKE, MA 01040-1046 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0025665-29 |
|---|---|
| Date | Nov 22, 2024 |
| Book Page | 25665/29 |
| Instrument | 55144 |
| Name | SOFI BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
The 2026 property tax bill for 32 Ridgeway St was $4,624, up 6.8% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,624.00 (+6.79%) | $265,300 (+6.98%) Land $66,300 Building $191,000 | $283,794 (-14.08%) |
| 2025 | $4,330.00 (+5%) | $248,000 (+13.97%) Land $62,000 Building $186,000 | $330,315 (+5.84%) |
| 2024 | $4,124.00 (+4.33%) | $217,600 (+3.27%) Land $59,100 Building $158,500 | $312,075 |
| 2023 | $3,953.00 | $210,700 Land $59,100 Building $151,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Ridgeway St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Ridgeway St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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