Hampden County and Holyoke City property record for 35 Ridgeway St, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,285 sqft · built 1961 |
| Lot Size | 0.223 acres (9,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $311,000 (Sep 2024) |
| Tax Bill | $5,102 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Sep 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0155 B:0000 L:53 |
| Primary APN | HOLY M:0155 B:0000 L:53 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,285 sqft Living Area |
| Gross Area | 2,706 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,731 sqft (0.223 acres) |
| Heating Fuel | Electric |
|---|
| Street Address | 35 RIDGEWAY ST |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Lot Number | 53 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 812101 |
Source: Hampden County and Holyoke City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 W BELMONT ST, LUDLOW, MA 01056-2229 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Sep 30, 2024 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 3, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on Record |
| Deed Sale | Sep 30, 2024 · Amount on Record |
| Prior Sale | Oct 3, 2022 · Amount on Record |
| Deed Book / Page | 25593 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 35 RIDGEWAY ST, HOLYOKE, MA 01040-1045 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 024328-489 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 24328/489 |
| Instrument | 92663 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Sep 30, 2024 |
| Property Address | 35 RIDGEWAY ST, HOLYOKE, MA 01040-1045 |
| Document Number | 025593-284 |
| Book / Page | 25593 / 284 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 45374 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 W BELMONT ST, LUDLOW, MA 01056-2229 |
| Document Number | 0000045375 |
|---|---|
| Date | Sep 30, 2024 |
| Instrument | 45375 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 025593-303 |
|---|---|
| Date | Sep 30, 2024 |
| Book Page | 25593/303 |
| Instrument | 45376 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Oct 3, 2022 |
| Property Address | 35 RIDGEWAY ST, HOLYOKE, MA 01040-1045 |
| Document Number | 024750-565 |
| Book / Page | 24750 / 565 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 59229 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 35 RIDGEWAY ST, HOLYOKE, MA 01040-1045 |
| Document Number | 0000059232 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 59232 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,102.00 (+28.74%) | $292,700 (+28.94%) Land $66,900 Building $225,800 | $294,078 (-0.59%) |
| 2025 | $3,963.00 (+4.15%) | $227,000 (+13.05%) Land $62,600 Building $164,400 | $295,830 (+2.57%) |
| 2024 | $3,805.00 (+4.22%) | $200,800 (+3.19%) Land $59,600 Building $141,200 | $288,420 |
| 2023 | $3,651.00 | $194,600 Land $59,600 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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