44 Richard St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 44 Richard St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,778 sqft · built 1920
Lot Size	0.129 acres (5,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$527,000 (Jun 2022)
Tax Bill	$11,326 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03268-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`07-03268-0000-00002`
Alternative APN	`070326800002`

Interior

Stories	2 Stories
Building Area	1,778 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide

Location & Zoning

Street Address	44 RICHARD ST
City	PASSAIC
State	NJ
Zip	07055-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	3268
Legal Lot Number	2
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1004
Census Tract	175604

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 RICHARD ST, PASSAIC, NJ 07055-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Jan 29, 1992 · Amount on Record
Deed Document Number	202229602
Deed Book / Page	4324 / 73
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 6, 2022
Property Address	44 RICHARD ST, PASSAIC, NJ 07055-2642
Document Number	0000029602
Book / Page	D4324 / 73
Instrument Date	Jun 2, 2022
Instrument	2022029602
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 RICHARD ST, 44, PASSAIC, NJ 07055-2642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 RICHARD ST, PASSAIC, NJ 07055-2642

Mortgage

Document Number	0000029603
Date	Jun 6, 2022
Instrument	2022029603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,000 (-) Land $98,100 Building $167,900	$266,000 (-) Land $98,100 Building $167,900
2025	$11,326.00 (+3.27%)	$266,000 (+2.9%) Land $98,100 Building $167,900	$266,000 (+2.9%) Land $98,100 Building $167,900
2024	$10,967.00 (+9.23%)
2023		$258,500 Land $98,100 Building $160,400	$258,500 Land $98,100 Building $160,400
2022	$10,040.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

Nearby Properties on Richard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures