48 Richard St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 48 Richard St, Passaic, NJ 07055

Property Summary

Property Type	Quadplex
Details	2,904 sqft · built 1930
Lot Size	0.129 acres (5,624 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Jan 2004)
Tax Bill	$15,755 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-03268-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`07-03268-0000-00001`
Alternative APN	`070326800001`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,904 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Quadruplex
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide

Location & Zoning

Street Address	48 RICHARD ST
City	PASSAIC
State	NJ
Zip	07055-2641
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	R-1
Legal Block	3268
Legal Lot Number	1
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1004
Census Tract	175604

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	48 RICHARD ST, PASSAIC, NJ 07055-2641
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage VALLEY NATIONAL BANK
Jul 6, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2004 · Amount on Record
Deed Sale	Jan 27, 2004 · Amount on Record
Prior Sale	Aug 12, 1994 · Amount on Record
Deed Book / Page	729 / 43
Last Transfer Date	May 5, 2022
Transfer Doc	0000034126
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	48 RICHARD ST, PASSAIC, NJ 07055-2641
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	PASSAIC VALLEY TITLE SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056397
Date	Nov 20, 2017
Instrument	2017056397

Lender

Name	VALLEY NATIONAL BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Jul 6, 2022
Property Address	48 RICHARD ST, PASSAIC, NJ 07055-2641
Document Number	0000034126
Book / Page	D4343 / 156
Instrument Date	May 5, 2022
Instrument	2022034126
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 RICHARD ST, 22, PASSAIC, NJ 07055-2632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RICHARD ST, PASSAIC, NJ 07055-2632

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,000 (-) Land $98,100 Building $271,900	$370,000 (-) Land $98,100 Building $271,900
2025	$15,755.00 (+3.28%)	$370,000 (-) Land $98,100 Building $271,900	$370,000 (-) Land $98,100 Building $271,900
2024	$15,255.00 (+6.16%)
2023		$370,000 Land $98,100 Building $271,900	$370,000 Land $98,100 Building $271,900
2022	$14,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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