28 Richard St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 28 Richard St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,739 sqft · built 1957
Lot Size	0.12 acres (5,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2018)
Tax Bill	$12,212 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03268-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`07-03268-0000-00010`
Alternative APN	`070326800010`

Interior

Stories	1 Story
Building Area	1,739 sqft Living Area
1st Floor Area	1,739 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,218 sqft (0.12 acres)
Lot Dimensions	116 ft deep x 45 ft wide

Location & Zoning

Street Address	28 RICHARD ST
City	PASSAIC
State	NJ
Zip	07055-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	3268
Legal Lot Number	10
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1004
Census Tract	175604

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 RICHARD ST, PASSAIC, NJ 07055-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 13, 2018	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2018 · Amount on Record
Deed Sale	Sep 13, 2018 · Amount on Record
Prior Sale	Sep 26, 1991 · Amount on Record
Deed Document Number	201841822
Deed Book / Page	3400 / 192
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	28 RICHARD ST, PASSAIC, NJ 07055-2632
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	CB TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027705
Date	Apr 22, 2021
Instrument	2021027705

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Oct 1, 2048

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 13, 2018
Property Address	28 RICHARD ST, PASSAIC, NJ 07055-2632
Document Number	0000041822
Book / Page	D3400 / 0192
Instrument Date	Aug 31, 2018
Instrument	2018041822
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CB TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	944 CUSHING PL, 944, PLAINFIELD, NJ 07062-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RICHARD ST, PASSAIC, NJ 07055-2632

Mortgage

Document Number	0000041823
Date	Sep 13, 2018
Book Page	M15195/0216
Instrument	2018041823

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,800 (-) Land $93,700 Building $193,100	$286,800 (-) Land $93,700 Building $193,100
2025	$12,212.00 (+3.28%)	$286,800 (-) Land $93,700 Building $193,100	$286,800 (-) Land $93,700 Building $193,100
2024	$11,824.00 (+6.15%)
2023		$286,800 Land $93,700 Building $193,100	$286,800 Land $93,700 Building $193,100
2022	$11,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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