40 Richard St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 40 Richard St, Passaic, NJ 07055

Property Summary

Property Type	Quadplex
Details	2,860 sqft · built 1930
Lot Size	0.129 acres (5,624 sqft)
Owner	Individual Name on Record
Tax Bill	$13,204 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-03268-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`07-03268-0000-00004`
Alternative APN	`070326800004`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,860 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Quadruplex
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide

Location & Zoning

Street Address	40 RICHARD ST
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	R-1
Legal Block	3268
Legal Lot Number	4
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1004
Census Tract	175604

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 RICHARD ST, PASSAIC, NJ 07055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 1, 2021	Deed, Transfer MAIN STREET TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	40 RICHARD ST, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RICHARD ST, PASSAIC, NJ 07055

Mortgage

Document Number	0000041690
Date	Dec 9, 2025
Book Page	M19696/127
Instrument	2025041690

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	40 RICHARD ST, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	May 29, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RICHARD ST, PASSAIC, NJ 07055

Mortgage

Document Number	0000013981
Date	Apr 27, 2023
Book Page	M18462/159
Instrument	2023013981

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 1, 2021
Property Address	40 RICHARD ST, PASSAIC, NJ 07055
Document Number	0000062109
Book / Page	D4143 / 196
Instrument Date	Sep 30, 2021
Instrument	2021062109
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	MAIN STREET TITLE

Transaction

Tax	$1.75
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 ROEHRS DR, 19, WALLINGTON, NJ 07057-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RICHARD ST, PASSAIC, NJ 07055

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,100 (-) Land $98,100 Building $212,000	$310,100 (-) Land $98,100 Building $212,000
2025	$13,204.00 (+3.28%)	$310,100 (+13.18%) Land $98,100 Building $212,000	$310,100 (+13.18%) Land $98,100 Building $212,000
2024	$12,785.00 (+20.14%)
2023		$274,000 Land $98,100 Building $175,900	$274,000 Land $98,100 Building $175,900
2022	$10,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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