44 Harvard St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 44 Harvard St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,694 sqft · built 1900
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Nov 2007)
Tax Bill$6,773 (2026)
Flood ZoneZone X (minimal risk)
APNM11960

Property Details

APN / Parcel Number

Primary APNM11960
Alternative APNs
  • LOWE M:87 B:2895 L:44
  • M:000087 T:M11960

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories3 Stories
Building Area2,694 sqft Living Area
Gross Area4,428 sqft
1st Floor Area1,047 sqft
Basement Area1,023 sqft
Unfinished Basement1,023 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberM11960
Street Address44 HARVARD ST
CityLOWELL
StateMA
Zip01851-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block2895
Legal Lot Number44
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2004
Census Tract311300

Owner

44 Harvard St is owned and occupied by an individual who bought it in November 2007.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address44 HARVARD ST, LOWELL, MA 01851-1703
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2007 · Amount on File
Deed SaleNov 27, 2007 · Amount on File
Prior SaleSep 28, 2007 · Amount on File
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 44 Harvard St was $6,773, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,773.00 (+6.44%)$596,700 (+7.65%) Land $171,000 Building $425,700$613,748 (+38.07%)
2025$6,363.00 (+2.23%)$554,300 (+6.07%) Land $159,800 Building $394,500$444,505 (-7.46%)
2024$6,224.00 (+5.81%)$522,600 (+10.35%) Land $150,700 Building $371,900$480,320
2023$5,882.00$473,600 Land $131,100 Building $342,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Harvard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 44 Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Harvard St

Nearby Streets

Search Property Records by Address or Parcel Number