48 Harvard St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 48 Harvard St, Lowell, MA 01851 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1900
Square Footage	2,677 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$95,000 (1994)
Tax Bill	$6,640.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`L13760`
Alternative APNs	`LOWE M:87 B:2895 L:48` `M:000087 T:L13760`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,677 sqft Living Area
Gross Area	3,609 sqft Gross Area
1st Floor	1,137 sqft 1st Floor
Basement Area	1,137 sqft Basement
Unfinished Basement	1,137 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Slate Roof
Lot Area	5,663 sqft (0.13 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	L13760
Street Address	48 HARVARD ST
City	LOWELL
State	MA
Zip	01851-1703
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2895
Legal Lot Number	48
Jurisdiction	LOWELL MA
Minor Civil Division	LOWELL
Census Blockgroup	2
Census Block	2004
Census Tract	311300

Owner

Source: Middlesex County and Lowell City records · APN L13760

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 HARVARD ST, LOWELL, MA 01851-1703
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 1994 · Amount on Record
Deed Sale	Feb 01, 1994 · Amount on Record
Prior Sale	Mar 09, 1992 · Amount on Record
Deed Book / Page	6931 / 243
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,640.00 (+2.26%)	$578,400 (+6.09%) Land $159,800 Building $418,600	$528,390 (-9.96%)
2024	$6,493.00 (+5.8%)	$545,200 (+10.34%) Land $150,700 Building $394,500	$586,815
2023	$6,137.00	$494,100 Land $131,100 Building $363,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.