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34 Harvard St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 34 Harvard St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,038 sqft · built 1900
Lot Size0.13 acres (5,663 sqft)
Owner2 Trust Names on File
Last Sale$106,500 (Jun 1997)
Tax Bill$6,053 (2026)
Deeds & MortgagesApr 2020 Transfer
Flood ZoneZone X (minimal risk)
APNH07760

Property Details

APN / Parcel Number

Primary APNH07760
Alternative APNs
  • LOWE M:87 B:2895 L:34
  • M:000087 T:H07760

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,038 sqft Living Area
Gross Area3,380 sqft
1st Floor Area790 sqft
Basement Area790 sqft
Unfinished Basement790 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialSlate
Lot Area5,663 sqft (0.13 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberH07760
Street Address34 HARVARD ST
CityLOWELL
StateMA
Zip01851-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block2895
Legal Lot Number34
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2004
Census Tract311300

Owner

34 Harvard St is owner-occupied and held in a trust since March 2020.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address34 HARVARD ST, LOWELL, MA 01851-1703
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 1997 · Amount on File
Deed SaleJun 27, 1997 · Amount on File
Last Transfer DateMar 24, 2020
Transfer Doc34011-21
Record UpdatedOct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 13, 2020
Property Address34 HARVARD ST, LOWELL, MA 01851-1703
Document Number34011-21
Book / Page034011 / 000021
Instrument DateMar 24, 2020
Instrument15413
Transaction TypeTransfer
Record UpdatedApr 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address34 HARVARD ST LOWELL MA 018511703, LOWELL, MA 01851-1703

Tax Assessment & Valuation

The 2026 property tax bill for 34 Harvard St was $6,053, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,053.00 (+6.42%)$533,300 (+7.63%) Land $171,000 Building $362,300$532,774 (+33.27%)
2025$5,688.00 (+2.19%)$495,500 (+6.03%) Land $159,800 Building $335,700$399,760 (-11.2%)
2024$5,566.00 (+6.24%)$467,300 (+10.79%) Land $150,700 Building $316,600$450,205
2023$5,239.00$421,800 Land $131,100 Building $290,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Harvard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 34 Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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