31 Harvard St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 31 Harvard St, Lowell, MA 01851 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,265 sqft · built 1900
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on File
Last Sale	$535,000 (Oct 2021)
Tax Bill	$6,945 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M07020`

Property Details

APN / Parcel Number

Primary APN	`M07020`
Alternative APNs	`LOWE M:87 B:2895 L:31` `M:000087 T:M07020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,265 sqft Living Area
Gross Area	5,231 sqft
1st Floor Area	1,084 sqft
Basement Area	1,062 sqft
Unfinished Basement	1,062 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M07020
Street Address	31 HARVARD ST
City	LOWELL
State	MA
Zip	01851-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2895
Legal Lot Number	31
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3008
Census Tract	311300

Owner

Source: Middlesex County and Lowell City records · APN M07020

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	19 WARWICK ST, LOWELL, MA 01851-3720
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Sep 24, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Sep 13, 2005 · Amount on Record
Deed Document Number	202160560
Last Transfer Date	Dec 21, 2023
Transfer Doc	038255-291
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Dec 28, 2023
Property Address	31 HARVARD ST, LOWELL, MA 01851-1702
Document Number	038255-291
Book / Page	38255 / 291
Instrument Date	Dec 21, 2023
Instrument	38289
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 WARWICK ST, LOWELL, MA 01851-3720

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	31 HARVARD ST, LOWELL, MA 01851-1702
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036029-82
Date	Jul 21, 2021
Book Page	36029/82
Instrument	42950

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Oct 15, 2021
Property Address	31 HARVARD ST, LOWELL, MA 01851-1702
Document Number	36386-171
Book / Page	36386 / 171
Instrument Date	Oct 15, 2021
Instrument	60560
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HARVARD ST, LOWELL, MA 01851-1702

Mortgage

Document Number	60561
Date	Oct 15, 2021
Instrument	60561

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	31 HARVARD ST, LOWELL, MA 01851-1702
Document Number	32452-188
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HARVARD ST LOWELL MA 018511702, LOWELL, MA 01851-1702

Mortgage

Document Number	32452-188
Date	Oct 01, 2018
Book Page	032452/000188
Instrument	43005

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,945.00 (+2.27%)	$605,000 (+6.1%) Land $204,000 Building $401,000	$590,995 (+6.09%)
2024	$6,791.00 (+6.21%)	$570,200 (+10.76%) Land $192,400 Building $377,800	$557,080
2023	$6,394.00	$514,800 Land $167,300 Building $347,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

31 Harvard St, Lowell, MA 01851 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Harvard St

Nearby Streets

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