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44 E Lighthouse Walk, Ocean Beach, NY 11770 Property Records

Suffolk County and Islip Town property record for 44 E Lighthouse Walk, Ocean Beach, NY 11770

Property Summary

Property TypeSingle Family Home
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$870,000 (Jul 2006)
Deeds & MortgagesMar 2017 Mortgage
Mar 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN472889 491.-2-25

Property Details

APN / Parcel Number

Primary APN472889 491.-2-25
Alternative APNs
  • 0500-491.00-02.00-025.000
  • 288949100000020250000000
  • 472800968630
  • 719730

Exterior

Lot Area5,663 sqft (0.13 acres)
Lot Dimensions100 ft deep x 60 ft wide

Location & Zoning

Account Number719730
Street Address44 E LIGHTHOUSE WLK
StateNY
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBAA
Legal DescriptionX2220649Y150031 N H00000000
Legal SubdivisionMAP LIGHTHOUSE SHORES INC SECTION ONE
Legal Block1000
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1087
Census Tract147004

Owner

Source: Suffolk County and Islip Town records · APN 472889 491.-2-25

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 5348, BAY SHORE, NY 11706-0249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2017Deed of Trust, Mortgage
BANK OF AMERICA
Mar 23, 2017Loan Modification, Consolidation and Extension, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 05, 2006 · Amount on Record
Deed SaleJul 05, 2006 · Amount on Record
Prior SaleNov 20, 2000 · Amount on Record
Deed Book / Page12457 / 814
Prior Transfer DateMay 16, 2001
Prior Transfer Doc1212000883
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address44 E LIGHTHOUSE WALK, OCEAN BEACH, NY 11770-2039
Document Number0228070989
Instrument DateMar 23, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address44 E LIGHTHOUSE WALK BAY SHORE NY 11706, BAY SHORE, NY 11706

Mortgage

Document Number0228070989
DateApr 13, 2017
Book Page022807/000989
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueApr 12, 2047

March 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address44 E LIGHTHOUSE WALK, OCEAN BEACH, NY 11770-2039
Document Number0228070990
Instrument DateMar 23, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address44 E LIGHTHOUSE WALK BAY SHORE NY 11706, BAY SHORE, NY 11706

Mortgage

Document Number0228070990
DateApr 13, 2017
Book Page022807/000990
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueApr 12, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictFire Island Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$85,000 (-) Land $48,000 Building $37,000
2024$1,197,183 (+2.54%) Land $676,056 Building $521,127
2023$85,000 Land $48,000 Building $37,000$1,167,583 Land $659,341 Building $508,242

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,496 individual policies
Nearby Flood Policies1,524 units insured
incl. 28 condo units
Nearby Flood Claims2,663 (1978–2025)
Claims Outside the SFHA22 of 2,663
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 1,431 claims
  • Severe Blizzard, Mar 1993 · 87 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 307 claims

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Starlink
Satellite		280 / 30

Based on FCC filings for 275 locations within half a mile of this property.

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