41 E Lighthouse Walk, Ocean Beach, NY 11770 Property Records

Suffolk County and Islip Town property record for 41 E Lighthouse Walk, Ocean Beach, NY 11770 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`472889 491.-2-29`

Property Details

APN / Parcel Number

Primary APN	`472889 491.-2-29`
Alternative APNs	`0500-491.00-02.00-029.000` `288949100000020290000000` `472800968670` `719660`

Exterior

Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Account Number	719660
Street Address	41 E LIGHTHOUSE WLK
State	NY
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	X2220781Y150019 N H00000000
Legal Subdivision	MAP LIGHTHOUSE SHORES INC SECTION TWO
Legal Block	1000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1096
Census Tract	147004

Owner

Source: Suffolk County and Islip Town records · APN 472889 491.-2-29

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5263, BAY SHORE, NY 11706-0188
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	41 E LIGHTHOUSE WALK, OCEAN BEACH, NY 11770-2039
Document Number	0229890197
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 E LIGHTHOUSE WALK KISMET NY 11706, KISMET, NY 11706

Mortgage

Document Number	0229890197
Date	Dec 13, 2018
Book Page	022989/000197

Lender

Name	BNB BANK NA
Type	Bank
Address	898 VETERANS HWY # 560, HAUPPAUGE, NY 11788-2956

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Fire Island Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$89,100 (-) Land $48,000 Building $41,100
2024		$1,254,929 (+2.54%) Land $676,056 Building $578,873
2023	$89,100 Land $48,000 Building $41,100	$1,223,901 Land $659,341 Building $564,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031470041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 1,496 individual NFIP policies nearby
Nearby Flood Policies	1,524 units insured 28 under condo master policies
Nearby Flood Claims	2,663 (1978–2025)
Claims Outside the SFHA	22 of 2,663
Most Recent Claim	Aug 2025, rainfall accumulation
Claims By Storm	Hurricane Sandy, Nov 2012 · 1,431 claims Severe Blizzard, Mar 1993 · 87 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 307 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.