Monmouth County and Rumson Borough property record for 44 Allen St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,982 sqft · built 1924 |
| Lot Size | 0.109 acres (4,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Jun 2021) |
| Tax Bill | $12,771 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00032-0000-00014 |
| Primary APN | 41-00032-0000-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 942 sqft |
| Basement Area | 942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,748 sqft (0.109 acres) |
| Lot Dimensions | 95 ft deep x 50 ft wide |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 050900 |
|---|---|
| Street Address | 44 ALLEN ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 32 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 803900 |
44 Allen St is owned and occupied by two individuals who bought it in June 2021.
Source: Monmouth County and Rumson Borough records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 ALLEN ST, RUMSON, NJ 07760-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed, Transfer NEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE |
| Jun 4, 2021 | Deed, Transfer · Conventional Mortgage PEAPACK GLADSTONE BANK |
| Mar 25, 2019 | Grant Deed, Transfer · Conventional Mortgage OCEANFIRST BK |
| Dec 22, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on File |
| Deed Sale | Jun 4, 2021 · Amount on File |
| Prior Sale | Mar 25, 2019 · Amount on File |
| Deed Document Number | 202188971 |
| Deed Book / Page | 9517 / 2761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 4, 2026 |
| Property Address | 44 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Number | 0000063909 |
| Book / Page | 9806 / 1676 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202663909 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 4, 2021 |
| Property Address | 44 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Number | 0095172761 |
| Book / Page | 9517 / 2761 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021088971 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | PURE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 OAK LN, 9, RUMSON, NJ 07760-1306 |
| Name | Verified Name |
|---|---|
| Address | 44 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Number | 2021088972 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021088972 |
| Name | PEAPACK GLADSTONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 25, 2019 |
| Property Address | 44 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Number | 0000026005 |
| Book / Page | 009340 / 007211 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 26005 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2019 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 44 ALLEN ST RUMSON NJ 077601317, RUMSON, NJ 07760-1317 |
| Document Number | 26006 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 009390/007220 |
| Instrument | 26006 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 44 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Number | 0000006249 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 44 ALLEN ST RUMSON NJ 077601317, RUMSON, NJ 07760-1317 |
| Document Number | 0000006249 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 009268/006977 |
| Instrument | 6249 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 44 Allen St was $12,771, up 3.2% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,393,600 (+14.47%) Land $822,000 Building $571,600 | $1,393,600 (+14.47%) Land $822,000 Building $571,600 | |
| 2025 | $12,771.00 (+3.23%) | $1,217,400 Land $731,000 Building $486,400 | $1,217,400 Land $731,000 Building $486,400 |
| 2024 | $12,371.00 | ||
| 2023 | $1,057,800 Land $656,500 Building $401,300 | $1,057,800 Land $656,500 Building $401,300 | |
| 2022 | $12,361.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Allen St in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Allen St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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