38 Allen St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 38 Allen St, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,332 sqft · built 1922
Lot Size	0.079 acres (3,419 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Feb 2004)
Tax Bill	$8,524 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-00032-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`41-00032-0000-00011`
Alternative APNs	`410003200011` `050600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
1st Floor Area	666 sqft
Upper Floors Area	666 sqft
Basement Area	666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	3,419 sqft (0.079 acres)
Lot Dimensions	95 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	198 sqft
Porch	Open Porch
Deck Area	288 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	050600
Street Address	38 ALLEN ST
City	RUMSON
State	NJ
Zip	07760-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	32
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3029
Census Tract	803900

Owner

38 Allen St is owned and occupied by an individual who acquired it in April 2012.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	38 ALLEN ST, RUMSON, NJ 07760-1317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2004 · Amount on File
Deed Sale	Feb 16, 2004 · Amount on File
Prior Sale	May 14, 1998 · Amount on File
Deed Book / Page	8328 / 8453
Last Transfer Date	Apr 27, 2012
Transfer Doc	0089468044
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	38 ALLEN ST, RUMSON, NJ 07760-1317
Document Number	0000092570
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 ALLEN ST RUMSON NJ 077601317, RUMSON, NJ 07760-1317

Mortgage

Document Number	0000092570
Date	Oct 3, 2019
Book Page	009371/009050
Instrument	92570

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 38 Allen St was $8,524, up 2.7% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$921,400 (+13.39%) Land $749,500 Building $171,900	$921,400 (+13.39%) Land $749,500 Building $171,900
2025	$8,524.00 (+2.74%)	$812,600 Land $666,300 Building $146,300	$812,600 Land $666,300 Building $146,300
2024	$8,297.00
2023		$719,400 Land $598,700 Building $120,700	$719,400 Land $598,700 Building $120,700
2022	$8,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Allen St in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 9 condo units
Nearby Flood Claims	165 (1978–2024)
Claims Outside the SFHA	30 of 165
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 66 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Allen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20