40 Allen St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 40 Allen St, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 364 sqft · built 1912
Lot Size	0.061 acres (2,662 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jun 2004)
Tax Bill	$6,802 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00032-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`41-00032-0000-00012`
Alternative APNs	`410003200012` `050700`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	364 sqft Living Area
1st Floor Area	364 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	2,662 sqft (0.061 acres)
Lot Dimensions	95 ft deep x 28 ft wide
Porch	Open Porch
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	050700
Street Address	40 ALLEN ST
City	RUMSON
State	NJ
Zip	07760-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	32
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3029
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 ALLEN ST, RUMSON, NJ 07760-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2004 · Amount on Record
Deed Sale	Jun 5, 2004 · Amount on Record
Deed Book / Page	8368 / 8702
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	40 ALLEN ST, RUMSON, NJ 07760-1317
Document Number	0000090759
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	40 ALLEN ST RUMSON NJ 077601317, RUMSON, NJ 07760-1317

Mortgage

Document Number	0000090759
Date	Aug 17, 2020
Book Page	009434/000413
Instrument	90759

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2035

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$730,300 (+12.63%) Land $708,000 Building $22,300	$730,300 (+12.63%) Land $708,000 Building $22,300
2025	$6,802.00 (+2.44%)	$648,400 (+11.56%) Land $629,400 Building $19,000	$648,400 (+11.56%) Land $629,400 Building $19,000
2024	$6,640.00 (-0.72%)
2023		$581,200 Land $565,600 Building $15,600	$581,200 Land $565,600 Building $15,600
2022	$6,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 9 condo units
Nearby Flood Claims	165 (1978–2024)
Claims Outside the SFHA	30 of 165
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 66 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20