Monmouth County and Rumson Borough property record for 48 Allen St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,920 sqft · built 2009 |
| Lot Size | 0.109 acres (4,748 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,750,000 (Sep 2026) |
| Tax Bill | $13,024 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00032-0000-00016 |
| Primary APN | 41-00032-0000-00016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 960 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,748 sqft (0.109 acres) |
| Lot Dimensions | 95 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 160 sqft |
| Porch | Slab |
| Patio Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 051100 |
|---|---|
| Street Address | 48 ALLEN ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 32 |
| Legal Lot Number | 16 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 6412 105TH AVE NE, KIRKLAND, WA 98033-7015 |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed, Transfer LAND TITLE, ACRES LAND TITLE |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on Record |
| Deed Sale | Sep 22, 2026 · Amount on Record |
| Prior Sale | Aug 8, 1996 · Amount on Record |
| Deed Document Number | 202677111 |
| Deed Book / Page | 9813 / 4619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 22, 2026 |
| Property Address | 48 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Number | 0000077111 |
| Book / Page | 9813 / 4619 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202677111 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | LAND TITLE, ACRES LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $176,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 6412 105TH AVE NE, KIRKLAND, WA 98033-7015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 48 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Number | 0000003787 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 ALLEN ST RUMSON NJ 077601317, RUMSON, NJ 07760-1317 |
| Document Number | 0000003787 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 009470/009323 |
| Instrument | 3787 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 48 ALLEN ST, RUMSON, NJ 07760-1317 |
| Document Number | 0000082307 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 ALLEN ST RUMSON NJ 077601317, RUMSON, NJ 07760-1317 |
| Document Number | 0000082307 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 009367/000246 |
| Instrument | 82307 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2049 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,409,100 (+13.49%) Land $822,000 Building $587,100 | $1,409,100 (+13.49%) Land $822,000 Building $587,100 | |
| 2025 | $13,024.00 (+2.81%) | $1,241,600 (+14.25%) Land $731,000 Building $510,600 | $1,241,600 (+14.25%) Land $731,000 Building $510,600 |
| 2024 | $12,668.00 (-0.76%) | ||
| 2023 | $1,086,700 Land $656,500 Building $430,200 | $1,086,700 Land $656,500 Building $430,200 | |
| 2022 | $12,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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