44 2nd St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 44 2nd St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,858 sqft · built 2003
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,900 (Oct 2019)
Tax Bill	$7,057 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:10 L:17`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:10 L:17`
Alternative APNs	`M:0010 B:0000 L:0017` `83624`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	1,210 sqft
Basement Area	708 sqft
Unfinished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	83624
Street Address	44 2ND ST
City	DRACUT
State	MA
Zip	01826-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	17
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	2
Census Block	2000
Census Tract	314101

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 2ND ST, DRACUT, MA 01826-1046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Dec 12, 2016	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	May 2, 2014 · Amount on Record
Deed Book / Page	33457 / 165
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	33457-165
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Oct 17, 2019
Property Address	44 2ND ST, DRACUT, MA 01826-1046
Document Number	33457-165
Book / Page	33457 / 165
Instrument Date	Oct 15, 2019
Instrument	45213
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 2ND ST, DRACUT, MA 01826-1046

Mortgage

Document Number	45214
Date	Oct 17, 2019
Instrument	45214

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	44 2ND ST, DRACUT, MA 01826-1046
Document Number	30813-20
Book / Page	030813 / 000020
Instrument Date	Dec 12, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	30813-20
Date	Jan 4, 2017
Book Page	030813/000020
Instrument	310

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,057.00 (+5.56%)	$729,800 (+10.48%) Land $206,900 Building $522,900	$574,465 (-)
2025	$6,685.00 (+2.72%)	$660,600 (+6.07%) Land $189,800 Building $470,800	$574,465 (+4.03%)
2024	$6,508.00 (+3.58%)	$622,800 (+14.78%) Land $180,700 Building $442,100	$552,235
2023	$6,283.00	$542,600 Land $157,100 Building $385,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Fidium Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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