20 2nd St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 20 2nd St, Dracut, MA 01826

Property Summary

Property Type	Unusable Land (Remnant, Steep, Etc.)
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jan 2023)
Tax Bill	$6 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:10 L:95`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:10 L:95`
Alternative APNs	`M:0010 B:0000 L:0095` `204223`

Exterior

Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Account Number	204223
Street Address	20 2ND ST
City	DRACUT
State	MA
Zip	01826-1002
Property Category	Other
Property Type	Other > Unusable Land (Remnant, Steep, Etc.)
Local Zoning Code	R1
Legal Lot Number	95
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	2
Census Block	2002
Census Tract	314101

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 2ND ST, DRACUT, MA 01826-1002
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Quit Claim Deed, Transfer · FHA Mortgage HOME LOAN AND INVESTMENT BANK FSB
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QS LENDING T

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	20231563
Deed Book / Page	37634 / 66
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	036443-212
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jan 18, 2023
Property Address	20 2ND ST, DRACUT, MA 01826-1002
Document Number	0037634-66
Book / Page	37634 / 66
Instrument Date	Jan 18, 2023
Instrument	1563
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 2ND ST, DRACUT, MA 01826-1002

Mortgage

Document Number	0000001564
Date	Jan 18, 2023
Instrument	1564

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Oct 29, 2021
Property Address	20 2ND ST, DRACUT, MA 01826-1002
Document Number	036443-212
Book / Page	36443 / 212
Instrument Date	Oct 28, 2021
Instrument	63310
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WOODLAND CT, LAWRENCE, MA 01841-2316

Mortgage

Document Number	0000063311
Date	Oct 29, 2021
Instrument	63311

Lender

Name	QS LENDING T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6.00	$600 (-) Land $600
2025	$6.00	$600 (-) Land $600
2024	$6.00	$600 (+2%) Land $600	$597,835
2023	$6.00	$500 Land $500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Fidium Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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