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16 2nd St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 16 2nd St, Dracut, MA 01826 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,676 sqft · built 1956
Lot Size0.147 acres (6,400 sqft)
Owner2 Individual Names on File
Last Sale$399,000 (Jan 2023)
Tax Bill$4,125 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Oct 2020 Reverse Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNDRAC M:10 L:96

Property Details

APN / Parcel Number

Primary APNDRAC M:10 L:96
Alternative APNs
  • M:0010 B:0000 L:0096
  • 204321

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,676 sqft Living Area
Gross Area2,982 sqft
1st Floor Area812 sqft
Basement Area792 sqft
Unfinished Basement792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,400 sqft (0.147 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number204321
Street Address16 2ND ST
CityDRACUT
StateMA
Zip01826-1002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number96
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group2
Census Block2002
Census Tract314101

Owner

Source: Middlesex County and Dracut Town records · APN DRAC M:10 L:96

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16 2ND ST, DRACUT, MA 01826-1002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Quit Claim Deed, Transfer · FHA Mortgage
HOME LOAN AND INVESTMENT BANK FSB
Oct 14, 2020Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Oct 29, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
QS LENDING T
Jul 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 18, 2023 · Amount on Record
Deed SaleJan 18, 2023 · Amount on Record
Prior SaleOct 29, 2021 · Amount on Record
Deed Document Number20231563
Deed Book / Page37634 / 66
Prior Transfer DateJul 17, 2020
Prior Transfer Doc34389-22
Record UpdatedSep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateJan 18, 2023
Property Address16 2ND ST, DRACUT, MA 01826-1002
Document Number0037634-66
Book / Page37634 / 66
Instrument DateJan 18, 2023
Instrument1563
Transaction TypeTransfer
Record UpdatedFeb 03, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16 2ND ST, DRACUT, MA 01826-1002

Mortgage

Document Number0000001564
DateJan 18, 2023
Instrument1564
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address16 2ND ST, DRACUT, MA 01826-1002
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number034764-203
DateOct 14, 2020
Book Page34764/203
Instrument51144
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term853 Months
DueNov 01, 2091
Interest
Rate TypeAdjustable Rate
Rate2.74%
Type Change DateNov 01, 2021
IndexOther

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateOct 29, 2021
Property Address16 2ND ST, DRACUT, MA 01826-1002
Document Number36443-212
Book / Page36443 / 212
Instrument DateOct 28, 2021
Instrument63310
Transaction TypeTransfer
Record UpdatedNov 19, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 WOODLAND CT, LAWRENCE, MA 01841-2316

Mortgage

Document Number63311
DateOct 29, 2021
Instrument63311
Lender
NameQS LENDING T
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateJul 21, 2020
Property Address16 2ND ST, DRACUT, MA 01826-1002
Document Number34389-22
Book / Page034389 / 000022
Instrument DateJul 17, 2020
Instrument33020
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address16 2ND ST DRACUT MA 018261002, DRACUT, MA 01826-1002

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,125.00 (-1.22%)$407,600 (+2%) Land $170,400 Building $237,200$613,130 (+11.74%)
2024$4,176.00 (+3.26%)$399,600 (+14.43%) Land $162,300 Building $237,300$548,720
2023$4,044.00$349,200 Land $141,100 Building $208,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173141012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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