40 2nd St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 40 2nd St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 1946
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$312,400 (Dec 2018)
Tax Bill	$4,209 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:10 L:18`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:10 L:18`
Alternative APNs	`M:0010 B:0000 L:0018` `240832`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,726 sqft
1st Floor Area	1,170 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,400 sqft (0.147 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	240832
Street Address	40 2ND ST
City	DRACUT
State	MA
Zip	01826-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	18
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	2
Census Block	2000
Census Tract	314101

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 2ND ST, DRACUT, MA 01826-1046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Jul 3, 2006 · Amount on Record
Deed Document Number	201853522
Deed Book / Page	32627 / 45
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Dec 7, 2018
Property Address	40 2ND ST, DRACUT, MA 01826-1046
Document Number	32627-45
Book / Page	032627 / 000045
Instrument Date	Dec 7, 2018
Instrument	53522
Transaction Type	Transfer
Record Updated	Dec 27, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 2ND ST DRACUT MA 018261046, DRACUT, MA 01826-1046

Mortgage

Document Number	32627-47
Date	Dec 7, 2018
Book Page	032627/000047
Instrument	53523

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

Mortgage

Document Number	32627-66,
Date	Dec 7, 2018
Book Page	032627/000066
Instrument	53524

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Dec 6, 2043

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,209.00 (+3.36%)	$435,300 (+8.18%) Land $185,700 Building $249,600	$432,725 (-)
2025	$4,072.00 (+0.27%)	$402,400 (+3.55%) Land $170,400 Building $232,000	$432,725 (+4.31%)
2024	$4,061.00 (+4.29%)	$388,600 (+15.55%) Land $162,300 Building $226,300	$414,865
2023	$3,894.00	$336,300 Land $141,100 Building $195,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Fidium Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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