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4040 Monroe Concord Rd, Troy, OH 45373 Property Records

Miami County property record for 4040 Monroe Concord Rd, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,499 sqft · built 1920
Lot Size5 acres (217,800 sqft)
OwnerCompany Name on File
Tax Bill$1,277 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APNL32-024050

Property Details

APN / Parcel Number

Primary APNL32-024050
Alternative APNs
  • 060511.0-01-001-00
  • L32UN011B00100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,499 sqft Living Area
1st Floor Area2,998 sqft
Basement Area235 sqft
Unfinished Basement235 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area217,800 sqft (5 acres)

Exterior Amenities

PorchSlab
Porch Area170 sqft
Deck Area192 sqft
Patio Area400 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4040 MONROE CONCORD RD
CityTROY
StateOH
Zip45373-9291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-6-11 NE COR NE TR 1
Legal Range05
Legal Township06
Legal Section11
Legal Tract1
JurisdictionMIAMI OH
Township / Civil DivisionUNION
Census Block Group4
Census Block4008
Census Tract340100

Owner

Source: Miami County records · APN L32-024050

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4040 MONROE CONCORD RD, TROY, OH 45373-9291
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage
FIFTH THIRD BANK OF WESTERN OHIO
Apr 26, 2019Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 01, 1990
Deed SaleJan 01, 1990
Last Transfer DateApr 23, 2019
Transfer Doc0000005237
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address4040 MONROE CONCORD RD, TROY, OH 45373-9291
Transaction TypeMortgage
Record UpdatedApr 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4040 MONROE CONCORD RD, TROY, OH 45373-9291

Mortgage

Document Number0000003678
DateMar 30, 2026
Instrument2026OR-03678
Lender
NameFIFTH THIRD BANK OF WESTERN OHIO
TypeBank
Address5050 KINGSLEY DR, CINCINNATI, OH 45227
Agreement
AmountAmount Recorded
Term360 Months
DueMar 25, 2056

April 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMIAMI OH
Recording DateApr 26, 2019
Property Address4040 MONROE CONCORD RD, TROY, OH 45373-9291
Document Number0000004272
Instrument DateApr 23, 2019
Instrument4272
Transaction TypeTransfer
Record UpdatedMay 13, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4040 MONROE CONCORD RD TROY OH 453739291, TROY, OH 45373-9291

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionUnion Township
Unified School DistrictMilton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,277.00 (-13.54%) Homeowner's exemption$62,720 (+20.75%) Land $28,700 Building $34,020$179,200 (+20.75%) Land $82,000 Building $97,200
2024$1,477.00 (+0.96%) Homeowner's exemption$51,940 (-) Land $26,250 Building $25,690
2023$1,463.00 (-4.44%) Homeowner's exemption$51,940 (-) Land $26,250 Building $25,690$148,400 (-) Land $75,000 Building $73,400
2022$1,531.00 Homeowner's exemption$51,940 Land $26,250 Building $25,690$148,400 Land $75,000 Building $73,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), as of March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093401004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980–2007)
Most Recent ClaimMar 2007 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 5 locations within half a mile of this property.

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