439 Spurlane Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 439 Spurlane Cir, Chesapeake, VA 23322

Property Summary

Property TypeExempt (Full or Partial)
Details4 bd · 2.5 ba · 2,412 sqft · built 1987
Lot Size0.278 acres (12,110 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Jun 2020)
Tax Bill$4,338 (2023)
Deeds & MortgagesJul 2017 Mortgage
Jun 2020 Sale & Mortgage
APN0607003000560

Property Details

APN / Parcel Number

Primary APN0607003000560

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,412 sqft Total Area
1st Floor Area988 sqft
Upper Floors Area988 sqft
AtticAttic
Attic Area420 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,110 sqft (0.278 acres)
Lot Dimensions136 ft deep x 111 ft wide
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area322 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address439 SPURLANE CIR
CityCHESAPEAKE
StateVA
Zip23322-5469
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR12AS: RES
Legal Description56 HERITAGE POINT SEC ONE PH 1
Legal SubdivisionCHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2011
Census Tract21004

Owner

439 Spurlane Cir is owned by two individuals who bought it in June 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address439 SPURLANE CIR, CHESAPEAKE, VA 23322-5469
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2017Deed of Trust, Mortgage · Commercial Mortgage
TOWNEBANK
Jun 3, 2020Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2020 · Amount on File
Deed SaleJun 3, 2020 · Amount on File
Prior SaleApr 6, 2010 · Amount on File
Deed Document Number202017429
Deed Book / Page10159 / 1014
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address439 SPURLANE CIR, CHESAPEAKE, VA 23322-5469
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9808/67
DateJul 11, 2017
Book Page9808/67
Instrument170018620
Lender
NameTOWNEBANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term419 Months
DueJun 28, 2052
Interest
Rate TypeAdjustable Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 3, 2020
Property Address439 SPURLANE CIR, CHESAPEAKE, VA 23322-5469
Document Number10159/1014
Book / Page10159 / 1014
Instrument DateJun 2, 2020
Instrument200017429
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 SPURLANE CIR, CHESAPEAKE, VA 23322-5469

Mortgage

Document Number200017430
DateJun 3, 2020
Instrument200017430
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$510,000 Land $200,000 Building $310,000$510,000 Land $200,000 Building $310,000
2023$4,338.00$429,600 (+4.04%) Land $170,000 Building $259,600$429,600 (+4.04%) Land $170,000 Building $259,600
2022$412,900 Land $150,000 Building $262,900$412,900 Land $150,000 Building $262,900
2019$3,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 439 Spurlane Cir; there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Spurlane Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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