436 Spurlane Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 436 Spurlane Cir, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,239 sqft · built 1988
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on Record
Last Sale$312,000 (Dec 2012)
Tax Bill$4,509 (2025)
Deeds & MortgagesMar 2024 Refinance
Dec 2020 Line of Credit
APN0607003000430

Property Details

APN / Parcel Number

Primary APN0607003000430

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,239 sqft Living Area
1st Floor Area884 sqft
Upper Floors Area884 sqft
AtticAttic
Attic Area420 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions129 ft deep x 95 ft wide
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area880 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address436 SPURLANE CIR
CityCHESAPEAKE
StateVA
Zip23322-5463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12AS: RES
Legal Description43 HERITAGE POINT SEC ONE PH 1
Legal SubdivisionCHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2007
Census Tract21004

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address436 SPURLANE CIR, CHESAPEAKE, VA 23322-5463
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
FULTON BANK NA
Dec 30, 2020Deed of Trust, Mortgage · Line of Credit
FULTON BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2012 · Amount on Record
Deed SaleDec 4, 2012 · Amount on Record
Prior SaleDec 22, 2004 · Amount on Record
Deed Book / Page8899 / 405
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address436 SPURLANE CIR, CHESAPEAKE, VA 23322-5463
Transaction TypeMortgage
Record UpdatedApr 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10733/1861
DateMar 15, 2024
Book Page10733/1861
Instrument240004966
Lender
NameFULTON BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address436 SPURLANE CIR, CHESAPEAKE, VA 23322-5463
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10284/1104
DateDec 30, 2020
Book Page10284/1104
Instrument200049789
Lender
NameFULTON BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$467,200 (+4.66%) Land $200,000 Building $267,200$467,200 (+4.66%) Land $200,000 Building $267,200
2025$4,509.00 (+39.73%)$446,400 (+12.59%) Land $190,000 Building $256,400$446,400 (+12.59%) Land $190,000 Building $256,400
2023$396,500 (+4.48%) Land $170,000 Building $226,500$396,500 (+4.48%) Land $170,000 Building $226,500
2022$379,500 Land $150,000 Building $229,500$379,500 Land $150,000 Building $229,500
2019$3,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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