438 Spurlane Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 438 Spurlane Cir, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,264 sqft · built 1991
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$251,000 (May 2011)
Tax Bill	$4,650 (2025)
Deeds & Mortgages	May 2024 Line of Credit
APN	`0607003000420`

Property Details

APN / Parcel Number

Primary APN	`0607003000420`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
1st Floor Area	952 sqft
Upper Floors Area	952 sqft
Attic	Attic
Attic Area	336 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	66 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	336 sqft

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	807 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	438 SPURLANE CIR
City	CHESAPEAKE
State	VA
Zip	23322-5463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	42 HERITAGE POINT SEC ONE PH 1
Legal Subdivision	CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2007
Census Tract	21004

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 SPURLANE CIR, CHESAPEAKE, VA 23322-5463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2011 · Amount on Record
Deed Sale	May 4, 2011 · Amount on Record
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Book / Page	8393 / 448
Last Transfer Date	Sep 22, 2014
Transfer Doc	9435/1309
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	438 SPURLANE CIR, CHESAPEAKE, VA 23322-5463
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10748/1106
Date	May 9, 2024
Book Page	10748/1106
Instrument	240009036

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,500 (+4.8%) Land $200,000 Building $282,500	$482,500 (+4.8%) Land $200,000 Building $282,500
2025	$4,650.00 (+6.14%)	$460,400 (+12.4%) Land $190,000 Building $270,400	$460,400 (+12.4%) Land $190,000 Building $270,400
2024	$4,381.00 (+33.16%)
2023		$409,600 (+4.44%) Land $170,000 Building $239,600	$409,600 (+4.44%) Land $170,000 Building $239,600
2022		$392,200 Land $150,000 Building $242,200	$392,200 Land $150,000 Building $242,200
2019	$3,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20