Chesapeake City property record for 428 Spurlane Cir, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,528 sqft · built 1990 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,900 (Jan 2016) |
| Tax Bill | $3,997 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| APN | 0607003000470 |
| Primary APN | 0607003000470 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Attic | Attic |
| Attic Area | 294 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,631 sqft (0.267 acres) |
| Lot Dimensions | 157 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 246 sqft |
| Deck Area | Deck Area |
| Patio Area | 238 sqft |
| Shed | 1 Shed |
| Shed Area | 135 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 428 SPURLANE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 47 HERITAGE POINT SEC ONE PH 1 |
| Legal Subdivision | CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 SPURLANE CIR, CHESAPEAKE, VA 23322-5463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2016 · Amount on Record |
| Deed Sale | Jan 13, 2016 · Amount on Record |
| Prior Sale | Mar 27, 2015 · Amount on Record |
| Deed Document Number | 2016904 |
| Deed Book / Page | 9601 / 478 |
| Last Transfer Date | Apr 21, 2025 |
| Transfer Doc | 0000008141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 428 SPURLANE CIR, CHESAPEAKE, VA 23322-5463 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|
| Document Number | 009934/101 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 9934/101 |
| Instrument | 180018774 |
| Name | THE MONEY SOURCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,200 (+5.69%) Land $200,000 Building $218,200 | $418,200 (+5.69%) Land $200,000 Building $218,200 | |
| 2025 | $3,997.00 (+42.34%) | $395,700 (+12.32%) Land $190,000 Building $205,700 | $395,700 (+12.32%) Land $190,000 Building $205,700 |
| 2023 | $352,300 (+5.51%) Land $170,000 Building $182,300 | $352,300 (+5.51%) Land $170,000 Building $182,300 | |
| 2022 | $333,900 Land $150,000 Building $183,900 | $333,900 Land $150,000 Building $183,900 | |
| 2019 | $2,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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