Bergen County and Oradell Borough property record for 412 Prospect Ave, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,089 sqft · built 1954 |
| Lot Size | 0.259 acres (11,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,000 (Aug 2001) |
| Tax Bill | $17,715 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00403-0000-00024 |
| Primary APN | 44-00403-0000-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,089 sqft Living Area |
| 1st Floor Area | 2,089 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 11,299 sqft (0.259 acres) |
| Lot Dimensions | 113 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 196650 |
|---|---|
| Street Address | 412 PROSPECT AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 100X113 |
| Legal Subdivision | JOHN N FALRBURG |
| Legal Block | 403 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40001 |
412 Prospect Ave is owned and occupied by two individuals who bought it in August 2001.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 PROSPECT AVE, ORADELL, NJ 07649-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Feb 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage POLI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2001 · Amount on File |
| Deed Sale | Aug 6, 2001 · Amount on File |
| Prior Sale | Dec 28, 1993 · Amount on File |
| Deed Book / Page | 8390 / 721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 412 PROSPECT AVE, ORADELL, NJ 07649-1438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0045060224 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 4506/224 |
| Instrument | 2021185367 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 412 PROSPECT AVE, ORADELL, NJ 07649-1438 |
| Document Number | 0028711876 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 412 PROSPECT AVE ORADELL NJ 076491438, ORADELL, NJ 07649-1438 |
| Document Number | 0028711876 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 002871/001876 |
| Name | POLI MTG |
|---|---|
| Type | Mortgage Company |
| Address | CANTON, MA 02021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 22, 2038 |
The 2025 property tax bill for 412 Prospect Ave was $17,715, up 5.6% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $809,500 (+4.87%) Land $414,800 Building $394,700 | $809,500 (+4.87%) Land $414,800 Building $394,700 | |
| 2025 | $17,715.00 (+5.62%) | $771,900 Land $388,800 Building $383,100 | $771,900 Land $388,800 Building $383,100 |
| 2024 | $16,772.00 | ||
| 2023 | $630,300 Land $274,900 Building $355,400 | $630,300 Land $274,900 Building $355,400 | |
| 2022 | $16,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2021) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 412 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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