Trumbull County property record for 439 E Prospect St, Girard, OH 44420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1928 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,127 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-301291 |
| Primary APN | 14-301291 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Area | 180 sqft |
| Porch | Slab |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 439 E PROSPECT ST |
|---|---|
| City | GIRARD |
| State | OH |
| Zip | 44420-2637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 40F PROSPECT HTS PROSPECT |
| Legal Subdivision | OE HAWK AND COMPANY PROSPECT HEIGHTS |
| Legal Lot Number | 7 |
| Jurisdiction | TRUMBULL OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 932200 |
Source: Trumbull County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 439 E PROSPECT ST, GIRARD, OH 44420-2637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Property Address | 439 E PROSPECT ST, GIRARD, OH 44420-2637 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 439 E PROSPECT ST, GIRARD, OH 44420-2637 |
| Document Number | 0000010583 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 202307070010583 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 23, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Trumbull County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Trumbull County |
| County Subdivision | Liberty Township |
| Municipality | Girard City |
| Unified School District | Girard City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,127.00 | $27,620 (-) Land $2,800 Building $24,820 | |
| 2024 | $1,127.00 (-1.91%) | $27,620 (-) Land $2,800 Building $24,820 | |
| 2023 | $1,149.00 (+19.19%) | $27,620 (+49.7%) Land $2,800 Building $24,820 | $78,900 (+49.72%) Land $8,000 Building $70,900 |
| 2022 | $964.00 | $18,450 Land $2,800 Building $15,650 | |
| 2020 | $52,700 Land $8,000 Building $44,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIRARD CITY serves 13,263 people · EPA ID OH7801103 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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