446 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 446 E Prospect St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1916
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,525 (Jul 2021)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-255350`

Property Details

APN / Parcel Number

Primary APN	`14-255350`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,168 sqft Living Area
1st Floor Area	1,184 sqft
Upper Floors Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	446 E PROSPECT ST
City	GIRARD
State	OH
Zip	44420-2653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36 40F PROSPECT HTS PROSPECT ST
Legal Subdivision	PROSPECT HEIGHTS ADDITION
Legal Lot Number	36
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2030
Census Tract	932300

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 E PROSPECT ST, GIRARD, OH 44420-2653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Survivorship Deed, Transfer · Conventional Mortgage THE FARMERS NATIONAL BANK OF CANFIE
Feb 7, 2020	Warranty Deed, Transfer · Line of Credit ANCHOR LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Feb 7, 2020 · Amount on Record
Deed Document Number	202117254
Record Updated	Jun 8, 2026

July 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jul 26, 2021
Property Address	446 E PROSPECT ST, GIRARD, OH 44420-2653
Document Number	0000017254
Map Reference	VOL 9 PG 20
Instrument Date	Jul 23, 2021
Instrument	202107260017254
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	446 E PROSPECT ST, GIRARD, OH 44420-2653

Mortgage

Document Number	0000017255
Date	Jul 26, 2021
Instrument	202107260017255

Lender

Name	THE FARMERS NATIONAL BANK OF CANFIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Feb 7, 2020
Property Address	446 E PROSPECT ST, GIRARD, OH 44420-2653
Document Number	0000002717
Instrument Date	Jan 31, 2020
Instrument	2717
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$236.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	201 DOVE ST #100 NEWPORT BEACH CA 92660, 100, NEWPORT BEACH, CA 92660

Mortgage

Document Number	2718
Date	Feb 7, 2020
Instrument	2718

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00	$26,040 (-) Land $2,660 Building $23,380
2024	$1,092.00 (-1.97%)	$26,040 (-) Land $2,660 Building $23,380
2023	$1,114.00 (+12.19%)	$26,040 (+40.91%) Land $2,660 Building $23,380	$74,400 (+40.91%) Land $7,600 Building $66,800
2022	$993.00	$18,480 Land $2,660 Building $15,820
2020			$52,800 Land $7,600 Building $45,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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