447 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 447 E Prospect St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1916
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2024)
Tax Bill	$727 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-022000`

Property Details

APN / Parcel Number

Primary APN	`14-022000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,264 sqft Living Area
1st Floor Area	1,376 sqft
Upper Floors Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	447 E PROSPECT ST
City	GIRARD
State	OH
Zip	44420-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9 40F PROSP HTS PROSPECT ST
Legal Subdivision	PROSPECT HEIGHTS ALLOTMENT
Legal Lot Number	9
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1003
Census Tract	932200

Owner

Source: Trumbull County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	447 E PROSPECT ST, GIRARD, OH 44420-2637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
Jul 13, 2023	Warranty Deed, Transfer
Sep 6, 2018	Warranty Deed, Transfer LEE J MURRAY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Jul 13, 2023 · Amount on Record
Deed Document Number	20243785
Prior Transfer Date	Jan 1, 1990
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Mar 8, 2024
Property Address	447 E PROSPECT ST, GIRARD, OH 44420-2637
Document Number	0000003785
Map Reference	MB V PG 20
Instrument Date	Mar 7, 2024
Instrument	202403080003785
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	SIMPLIF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 E PROSPECT ST, GIRARD, OH 44420-2637

Mortgage

Document Number	0000003786
Date	Mar 8, 2024
Instrument	202403080003786

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jul 13, 2023
Property Address	447 E PROSPECT ST, GIRARD, OH 44420-2637
Document Number	0000010949
Map Reference	VOL 9 PG 20
Instrument Date	Jul 12, 2023
Instrument	202307130010949
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9144 KNAUF RD, CANFIELD, OH 44406-9411

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Sep 6, 2018
Property Address	447 E PROSPECT ST, GIRARD, OH 44420-2637
Document Number	0000017610
Instrument Date	Sep 1, 2018
Instrument	17610
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	OHIO TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	447 E PROSPECT ST GIRARD OH 444202637, GIRARD, OH 44420-2637

Mortgage

Document Number	17611
Date	Sep 6, 2018
Instrument	17611

Lender

Name	LEE J MURRAY
Address	553 ILLINOIS AVE, MC DONALD, OH 44437-1702
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$727.00	$17,820 (-) Land $2,800 Building $15,020
2024	$727.00 (-1.89%)	$17,820 (-) Land $2,800 Building $15,020
2023	$741.00 (+8.18%)	$17,820 (+42.56%) Land $2,800 Building $15,020	$50,900 (+42.58%) Land $8,000 Building $42,900
2022	$685.00	$12,500 Land $2,800 Building $9,700
2020			$35,700 Land $8,000 Building $27,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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