435 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 435 E Prospect St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,452 sqft · built 1928
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$12,000 (Dec 2011)
Tax Bill	$1,048 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-456750`

Property Details

APN / Parcel Number

Primary APN	`14-456750`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	1,176 sqft
Upper Floors Area	576 sqft
Attic	Attic
Attic Area	288 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	232 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	435 E PROSPECT ST
City	GIRARD
State	OH
Zip	44420-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 40F PROSP HTS PROSPECT ST
Legal Lot Number	6
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1003
Census Tract	932200

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5925 BELMONT AVE, YOUNGSTOWN, OH 44505-1033
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit WESTFIELD BK FSB
Jun 1, 2017	Warranty Deed, Transfer AMERICAN LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2011 · Amount on Record
Deed Sale	Dec 14, 2011 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	201124111
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	435 E PROSPECT ST, GIRARD, OH 44420-2637
Document Number	0000032460
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	975 ROYAL ARMS DR GIRARD OH 444201656, GIRARD, OH 44420-1656
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032460
Date	Dec 8, 2017
Instrument	32460

Lender

Name	WESTFIELD BK FSB
Type	Federal Savings Bank
Address	WESTFIELD CENTER, OH 44251-5002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 7, 2027

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jun 1, 2017
Property Address	435 E PROSPECT ST, GIRARD, OH 44420-2637
Document Number	0000018683
Instrument Date	May 24, 2017
Instrument	18683
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$148.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5925 BELMONT AVE YOUNGSTOWN OH 445051033, YOUNGSTOWN, OH 44505-1033

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,048.00	$24,990 (-) Land $2,800 Building $22,190
2024	$1,048.00 (-1.96%)	$24,990 (-) Land $2,800 Building $22,190
2023	$1,069.00 (+46.44%)	$24,990 (+84.02%) Land $2,800 Building $22,190	$71,400 (+84.02%) Land $8,000 Building $63,400
2022	$730.00	$13,580 Land $2,800 Building $10,780
2020			$38,800 Land $8,000 Building $30,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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