439 E Branch St, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 439 E Branch St, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,155 sqft · built 1890
Lot Size	0.187 acres (8,148 sqft)
Owner	Company Name on File
Last Sale	$630,000 (Sep 2021)
Tax Bill	$7,177 (2025)
Deeds & Mortgages	Apr 2024 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-263-041`

Property Details

APN / Parcel Number

Primary APN	`007-263-041`
Alternative APN	`007263030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,155 sqft Living Area
1st Floor Area	1,155 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Wood
Lot Area	8,148 sqft (0.187 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	439 E BRANCH ST
City	ARROYO GRANDE
State	CA
Zip	93420-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	CY AG BKTS CRN HL ADD PTN UNNUMBERED LT
Legal Subdivision	BKTS CRN HL ADD
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1001
Census Tract	11800

Owner

439 E Branch St is owned by a company that acquired it in April 2024 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	100 COUNTRY HILLS LN, ARROYO GRANDE, CA 93420-5112
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Intrafamily Transfer, Transfer
Sep 2, 2021	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC
Jun 29, 2021	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Jun 11, 2004 · Amount on File
Deed Document Number	202160948
Last Transfer Date	Apr 12, 2024
Transfer Doc	0000010513
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 22, 2024
Property Address	439 E BRANCH ST, ARROYO GRANDE, CA 93420-2865
Document Number	0000010513
Map Reference	MB A PG 57
Instrument Date	Apr 12, 2024
Instrument	2024010513
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	100 COUNTRY HILLS LN, ARROYO GRANDE, CA 93420-5112

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 2, 2021
Property Address	439 E BRANCH ST, ARROYO GRANDE, CA 93420-2865
Document Number	0000060948
Map Reference	MB A PG 57
Instrument Date	Jul 29, 2021
Instrument	2021060948
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	100 COUNTRY HILLS LN, ARROYO GRANDE, CA 93420-5112

Mortgage

Document Number	0000060950
Date	Sep 2, 2021
Instrument	2021060950

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 29, 2021
Property Address	439 E BRANCH ST, ARROYO GRANDE, CA 93420-2865
Document Number	0000046045
Map Reference	MB A PG 57
Instrument Date	Jun 24, 2021
Instrument	2021046045
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 OUTLAND CT, ARROYO GRANDE, CA 93420-2363

Tax Assessment & Valuation

The 2025 property tax bill for 439 E Branch St was $7,177 with a homeowner's exemption, up 3.3% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Arroyo Grande City
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$692,542 (+2%) Land $432,972 Building $259,570
2025	$7,177.00 (+3.27%) Homeowner's exemption	$678,964 Land $424,483 Building $254,481
2024	$6,950.00 (+2.78%)
2023	$6,762.00 (+1.56%) Homeowner's exemption	$642,600 Land $408,000 Building $234,600
2022	$6,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 439 E Branch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1978–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 E Branch St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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