Kane County property record for 439 Division St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,043 sqft · built 1900 |
| Lot Size | 0.181 acres (7,887 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,127 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-183-007 |
| Primary APN | 06-13-183-007 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,043 sqft Living Area |
| Gross Area | 3,214 sqft |
| Basement Area | 1,171 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 7,887 sqft (0.181 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 439 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E M BARTLETTS ADDN LOT 8 |
| Legal Subdivision | E M BARTLETTS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 439 DIVISION ST, ELGIN, IL 60120-5734 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 2, 2008 |
| Transfer Doc | 0000044943 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,127.00 (+13.82%) Homeowner's exemption Senior Citizen's exemption | $96,320 (+8.57%) Land $18,281 Building $78,039 | $289,076 (+8.57%) Land $54,865 Building $234,211 |
| 2024 | $88,717 (+21.39%) Land $16,838 Building $71,879 | $266,258 (+21.44%) Land $50,534 Building $215,723 | |
| 2022 | $5,383.00 (+5.26%) Homeowner's exemption | $73,082 (+6.96%) Land $13,871 Building $59,211 | $219,246 (+6.96%) Land $41,613 Building $177,633 |
| 2021 | $5,114.00 Homeowner's exemption | $68,326 Land $12,968 Building $55,358 | $204,978 Land $38,904 Building $166,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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