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424 Division St, Elgin, IL 60120 Property Records

Kane County property record for 424 Division St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details9 bd · 4 ba · 3,543 sqft · built 1900
Lot Size0.133 acres (5,808 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Nov 2017)
Tax Bill$8,291 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-13-181-006

Property Details

APN / Parcel Number

Primary APN06-13-181-006

Interior

Bedrooms9 Beds
Full Baths4 Baths
Total Rooms16 Rooms
Stories2 Stories
Building Area3,543 sqft Living Area
Gross Area5,437 sqft
Basement Area1,894 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area5,808 sqft (0.133 acres)
Lot Dimensions132 ft deep x 44 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address424 DIVISION ST
CityELGIN
StateIL
Zip60120-5453
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHINSDELLS ADDN WEST 44 FT OF LOTS 8 & 9 BLOCK 1
Legal SubdivisionHINSDELLS ADDN
Legal Block1
Legal Lot Number8,9
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3004
Census Tract851301

Owner

Source: Kane County records · APN 06-13-181-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address424 DIVISION ST, ELGIN, IL 60120-5453
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
Nov 08, 2017Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 08, 2017 · Amount on Record
Deed SaleNov 08, 2017 · Amount on Record
Prior SaleJun 04, 1996 · Amount on Record
Deed Document Number201758609
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address424 DIVISION ST, ELGIN, IL 60120-5453
Transaction TypeMortgage
Record UpdatedJul 25, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030476
DateApr 19, 2021
Instrument2021K030476
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
AddressARLINGTON HEIGHTS, IL 60006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate
Rate3.5%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 08, 2017
Property Address424 DIVISION ST, ELGIN, IL 60120-5453
Document Number0000058609
Instrument DateOct 30, 2017
Instrument2017K058609
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 DIVISTION ST, ELGIN, IL 60120-5453

Mortgage

Document Number0000058610
DateNov 08, 2017
Instrument2017K058610
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,291.00 (+26.52%) Homeowner's exemption
2024$107,478 (+31.76%) Land $14,496 Building $92,982$322,563 (+31.81%) Land $43,505 Building $279,058
2022$6,553.00 (+4.55%) Homeowner's exemption$81,573 (+6.96%) Land $11,941 Building $69,632$244,719 (+6.96%) Land $35,823 Building $208,896
2021$6,268.00 Homeowner's exemption$76,265 Land $11,164 Building $65,101$228,795 Land $33,492 Building $195,303

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 545 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
OpiquadFixed Wireless (unlicensed)100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, T-Mobile USA, Verizon, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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