429 Division St, Elgin, IL 60120 Property Records

Kane County property record for 429 Division St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1900
Lot Size	0.303 acres (13,205 sqft)
Owner	Individual Name on Record
Last Sale	$220,500 (May 2006)
Tax Bill	$7,121 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-183-005`

Property Details

APN / Parcel Number

Primary APN	`06-13-183-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
Gross Area	2,966 sqft
Basement Area	1,074 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Victorian
Construction Type	Frame
Lot Area	13,205 sqft (0.303 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	429 DIVISION ST
City	ELGIN
State	IL
Zip	60120-5734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E M BARTLETTS ADDN LOT 10
Legal Subdivision	E M BARTLETTS ADDN
Legal Block	3
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 DIVISION ST, ELGIN, IL 60120-5734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2006 · Amount on Record
Deed Sale	May 2, 2006 · Amount on Record
Prior Sale	Aug 28, 2002 · Amount on Record
Deed Document Number	200646521
Prior Transfer Date	Jun 15, 2004
Prior Transfer Doc	0000085301
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	429 DIVISION ST, ELGIN, IL 60120-5734
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 DIVISION ST, ELGIN, IL 60120-5734

Mortgage

Document Number	0000043414
Date	Nov 4, 2025
Instrument	2025K043414

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 28, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,121.00 (+15.85%) Homeowner's exemption	$101,344 (+8.57%) Land $19,698 Building $81,646	$304,154 (+8.57%) Land $59,118 Building $245,036
2024		$93,344 (+21.39%) Land $18,143 Building $75,201	$280,144 (+21.44%) Land $54,451 Building $225,693
2022	$6,147.00 (+4.58%) Homeowner's exemption	$76,894 (+6.96%) Land $14,946 Building $61,948	$230,682 (+6.96%) Land $44,838 Building $185,844
2021	$5,878.00 Homeowner's exemption	$71,890 Land $13,973 Building $57,917	$215,670 Land $41,919 Building $173,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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