Kane County property record for 433 Division St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,267 sqft · built 1900 |
| Lot Size | 0.303 acres (13,205 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Sep 2022) |
| Tax Bill | $4,771 (2022) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-183-006 |
| Primary APN | 06-13-183-006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,267 sqft Living Area |
| Gross Area | 3,119 sqft |
| Basement Area | 852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 13,205 sqft (0.303 acres) |
| Lot Dimensions | 221 ft deep x 60 ft wide |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 433 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E M BARTLETTS ADDN LOT 9 |
| Legal Subdivision | E M BARTLETTS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 851301 |
Source: Kane County records · APN 06-13-183-006
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 DIVISION ST, ELGIN, IL 60120-5734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Apr 20, 2010 · Amount on Record |
| Deed Document Number | 202247268 |
| Prior Transfer Date | Oct 22, 2015 |
| Prior Transfer Doc | 0000066566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 22, 2022 |
| Property Address | 433 DIVISION ST, ELGIN, IL 60120-5734 |
| Document Number | 0000047268 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022K047268 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7625 GLADSTONE DR UNIT 203, 203, NAPERVILLE, IL 60565-1123 |
| Document Number | 0000047269 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022K047269 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | ||
| 2024 | $98,777 (+21.39%) Land $18,143 Building $80,634 | $296,450 (+21.44%) Land $54,451 Building $241,999 | |
| 2022 | $4,771.00 (-23.68%) Disabled Person's exemption Veteran's exemption | $81,370 (+6.96%) Land $14,946 Building $66,424 | $244,110 (+6.96%) Land $44,838 Building $199,272 |
| 2021 | $6,251.00 Homeowner's exemption | $76,075 Land $13,973 Building $62,102 | $228,225 Land $41,919 Building $186,306 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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