4378 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4378 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,622 sqft · built 2018
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Apr 2018)
Tax Bill	$2,776 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`86B B 14.00`

Property Details

APN / Parcel Number

Primary APN	`86B B 14.00`
Alternative APNs	`086B B 01400 000` `401119`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,622 sqft Living Area
1st Floor Area	2,235 sqft
Upper Floors Area	387 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	738 sqft
Driveway	Driveway
Porch	Slab
Porch Area	361 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4378 MEMORY LN
City	ADAMS
State	TN
Zip	37010-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: MEADOWLAND BLOCK:2 LOT:46 PLAT BOOK: F PLAT PAGE: 1122 EQUAL TENANTS IN COMMON SPLIT OFF 86-5.01 T-13
Legal Subdivision	MEADOWLAND
Legal Block	2
Legal Lot Number	46
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4378 MEMORY LN, ADAMS, TN 37010-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK
Dec 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage F&M BANK
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2018 · Amount on File
Deed Sale	Apr 26, 2018 · Amount on File
Deed Document Number	20181162316
Deed Book / Page	1807 / 1414
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	01614/2538
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4378 MEMORY LN, ADAMS, TN 37010-9501
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02193/2046
Date	Mar 4, 2022
Book Page	2193/2046
Instrument	1366741

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 25, 2042

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4378 MEMORY LN, ADAMS, TN 37010-9501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4378 MEMORY LN, TN

Mortgage

Document Number	0001189449
Date	Dec 5, 2018
Book Page	0000001851/0000002404
Instrument	1189449

Lender

Name	F&M BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4378 MEMORY LN, ADAMS, TN 37010-9501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001259649
Date	Jun 11, 2020
Book Page	1977/2770
Instrument	1259649

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,776.00	$132,175 (-)	$528,700 (-) Land $76,000 Building $452,700
2024	$2,776.00 (+14.66%)	$132,175 (+63.23%)	$528,700 (+63.23%) Land $76,000 Building $452,700
2023	$2,421.00	$80,975 (-)
2022	$2,421.00	$80,975	$323,900 Land $53,500 Building $270,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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