DeSoto County property record for 4381 Byhalia Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,259 sqft · built 1970 |
| Lot Size | 5.84 acres (254,390 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,641 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Mar 2017 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-1-02-00-0-00023-02 |
| Primary APN | 3-07-1-02-00-0-00023-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 4,259 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 254,390 sqft (5.84 acres) |
| Street Address | 4381 BYHALIA RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | PT NW1/4 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 02 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 71002 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4381 BYHALIA RD, HERNANDO, MS 38632-9632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · Construction Mortgage GUARANTY TRUST COMPANY |
| Mar 31, 2017 | Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK & TRUST CO |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000008193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 18, 2026 |
| Property Address | 4381 BYHALIA RD, HERNANDO, MS 38632-9632 |
| Document Number | 5663106493 |
| Book / Page | 5663 / 106493 |
| Instrument Date | Sep 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4381 BYHALIA RD, HERNANDO, MS 38632-9632 |
| Document Number | 5663106493, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 5663/106493 |
| Name | GUARANTY TRUST COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 15, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4381 BYHALIA RD, HERNANDO, MS 38632-9632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004327/349 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 4327/349 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Dec 25, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4381 BYHALIA RD, HERNANDO, MS 38632-9632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004495/255 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 4495/255 |
| Instrument | T04495-00255 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4381 BYHALIA RD, HERNANDO, MS 38632-9632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | REALTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 004862/139 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 4862/139 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4381 BYHALIA RD, HERNANDO, MS 38632-9632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | REALTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 4381 BYHALIA RD, HERNANDO, MS 38632-9632 |
| Document Number | 005263/503 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 5263/503 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,641.00 (+16.14%) | $35,657 (+38.45%) Land $3,504 Building $32,153 | $356,565 (+38.44%) Land $35,040 Building $321,525 |
| 2023 | $2,274.00 | $25,755 | $257,552 Land $35,040 Building $222,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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