DeSoto County property record for 4360 Byhalia Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,469 sqft · built 2021 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,676 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-07-7-35-00-0-00026-11 |
| Primary APN | 2-07-7-35-00-0-00026-11 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,469 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 94,525 sqft (2.17 acres) |
| Street Address | 4360 BYHALIA RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | PT SE1/4 SW1/4 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71002 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4360 BYHALIA RD, HERNANDO, MS 38632-7675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANCORP BANK |
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Jun 21, 2019 | Quit Claim Deed, Transfer PREFERRED TITLE, PREFERRED TITLE & ESCROW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 21, 2019 |
| Transfer Doc | 000891/177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4360 BYHALIA RD, HERNANDO, MS 38632-7675 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1220 MCGOWAN DR, SOUTHAVEN, MS 38671-8420 |
| Document Number | 005159/589 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 5159/589 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Nov 30, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4360 BYHALIA RD, HERNANDO, MS 38632-7675 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5410 BYHALIA RD, HERNANDO, MS 38632-7151 |
| Document Number | 005367/128 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 5367/128 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 21, 2019 |
| Property Address | 4360 BYHALIA RD, HERNANDO, MS 38632-7675 |
| Document Number | 000891/177 |
| Book / Page | 0891 / 177 |
| Instrument Date | Apr 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | PREFERRED TITLE, PREFERRED TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4422 BYHALIA RD, 4422, HERNANDO, MS 38632-9651 |
| Name | Verified Name |
|---|---|
| Address | 1220 MCGOWAN DR, SOUTHAVEN, MS 38671-8420 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,676.00 (+17.95%) | $23,956 (+39.17%) Land $2,170 Building $21,786 | $239,559 (+39.17%) Land $21,700 Building $217,859 |
| 2023 | $1,421.00 | $17,214 | $172,137 Land $21,700 Building $150,437 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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