4345 Byhalia Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 4345 Byhalia Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,008 sqft · built 1983
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,123 (2025)
Deeds & Mortgages	May 2022 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-1-02-00-0-00023-01`

Property Details

APN / Parcel Number

Primary APN	`3-07-1-02-00-0-00023-01`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,008 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Pool Area	720 sqft
Patio Area	528 sqft
Utility Building	1,152 sqft

Location & Zoning

Street Address	4345 BYHALIA RD
City	HERNANDO
State	MS
Zip	38632-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	2-3-7 PT N1/2 NW1/4
Legal Range	07
Legal Township	03
Legal Section	02
Legal Lot Number	23
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1018
Census Tract	71002

Owner

Source: DeSoto County records · APN 3-07-1-02-00-0-00023-01

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4345 BYHALIA RD, HERNANDO, MS 38632-9632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 09, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Nov 08, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2021
Deed Sale	Nov 08, 2021
Deed Document Number	0000977483
Deed Book / Page	977 / 483
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4345 BYHALIA RD, HERNANDO, MS 38632-9632
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4345 BYHALIA RD, HERNANDO, MS 38632-9632

Mortgage

Document Number	005524/552
Date	May 09, 2022
Book Page	5524/552

Lender

Name	COGENT BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 07, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 08, 2021
Property Address	4345 BYHALIA RD, HERNANDO, MS 38632-9632
Document Number	000977/483
Book / Page	977 / 483
Instrument Date	Oct 27, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4441 BYHALIA RD, 4441, HERNANDO, MS 38632-9661

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4345 BYHALIA RD, HERNANDO, MS 38632-9632

Mortgage

Document Number	0005391760
Date	Nov 08, 2021
Instrument	5391/760

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,123.00	$21,242 (-) Land $4,000 Building $17,242	$212,421 (-) Land $40,000 Building $172,421
2023		$21,242	$212,421 Land $40,000 Building $172,421
2022	$2,123.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 42 locations within half a mile of this property.

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