DeSoto County property record for 4417 Byhalia Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5,720 sqft · built 2021 |
| Lot Size | 3.16 acres (137,650 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,592 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-1-02-00-0-00023-03 |
| Primary APN | 3-07-1-02-00-0-00023-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 5,720 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 137,650 sqft (3.16 acres) |
| Pool Area | 1,300 sqft |
| Patio Area | 1,255 sqft |
| Street Address | 4417 BYHALIA RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | PT NW1/4 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 71002 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4417 BYHALIA RD, HERNANDO, MS 38632-9661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Nov 17, 2020 | Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK & TRUST CO |
| Nov 3, 2021 | Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO |
| Oct 1, 2020 | Re-recorded Document REALITY TITLE, REALTY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000093421 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4417 BYHALIA RD, HERNANDO, MS 38632-9661 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | REALTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 6820 CHARLOTTE DR, OLIVE BRANCH, MS 38654-1713 |
| Document Number | 005340/728 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 5340/728 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4417 BYHALIA RD, HERNANDO, MS 38632-9661 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6820 CHARLOTTE DR, OLIVE BRANCH, MS 38654-1713 |
| Document Number | 005091/527 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 5091/527 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Sep 20, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4417 BYHALIA RD, HERNANDO, MS 38632-9661 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4417 BYHALIA RD, HERNANDO, MS 38632-9661 |
| Document Number | 005388/467 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 5388/467 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 27, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 1, 2020 |
| Property Address | 4417 BYHALIA RD, HERNANDO, MS 38632-9661 |
| Document Number | 0000934/21 |
| Book / Page | 934 / 21 |
| Instrument Date | Sep 22, 2020 |
| Record Updated | Dec 12, 2023 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1696 WHITEHEAD DR, SOUTHAVEN, MS 38671-3640 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4417 BYHALIA RD, HERNANDO, MS 38632-9661 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,592.00 (+16.4%) | $67,793 (+41.06%) Land $3,160 Building $64,633 | $677,934 (+41.06%) Land $31,600 Building $646,334 |
| 2023 | $4,804.00 | $48,058 | $480,584 Land $31,600 Building $448,984 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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