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430 Spring St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 430 Spring St, Elsmere, KY 41018 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage800 sqft Finished Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$120,000 (2022)
Tax Bill$2,989.00 (2025)

Property Details

APN / Parcel Number

Primary APN004-30-21-115.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area800 sqft Finished Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Depth X Width125 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address430 SPRING ST
CityELSMERE
StateKY
Zip41018-2357
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH ERLANGER LOTS 467-468
Legal SubdivisionSOUTH ERLANGER
Legal Lot Number467-468
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2001
Census Tract65600

Owner

Source: Kenton County records · APN 004-30-21-115.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address430 SPRING ST, ELSMERE, KY 41018-2357
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2021Deed of Trust, Mortgage
THE CITY OF ELSMERE KENTUCKY
Aug 10, 2023Deed of Trust, Mortgage · Line of Credit
CINFED CU
Apr 27, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CINFED CU
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITY OF ELSMERE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2022 · Amount on Record
Deed SaleApr 27, 2022 · Amount on Record
Prior SaleFeb 10, 2005 · Amount on Record
Deed Doc Number2022187
Deed Book / Page162 / 140
Prior Transfer DateApr 13, 2022
Prior Transfer Doc0005900187
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address430 SPRING ST, ELSMERE, KY 41018-2357
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 SPRING ST, ELSMERE, KY 41018-2357

Mortgage

Document Number0005900085
DateFeb 02, 2021
Book Page161/307
Instrument21020205900085
Lender
NameTHE CITY OF ELSMERE KENTUCKY
TypeNon-Lending Institution
AddressERLANGER, KY 41018
Agreement
AmountAmount Recorded
Term57 Months
DueNov 15, 2025

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address430 SPRING ST, ELSMERE, KY 41018-2357
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 SPRING ST, ELSMERE, KY 41018-2357

Mortgage

Document Number0005900184
DateAug 10, 2023
Book PageKCM 483/517
Instrument23081005900184
Lender
NameCINFED CU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateApr 27, 2022
Property Address430 SPRING ST, ELSMERE, KY 41018-2357
Document Number0005900187
Book / Page162 / 140
Map ReferencePL 294
Instrument DateApr 13, 2022
Instrument22042705900187
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address415 SPRING ST, ELSMERE, KY 41018-2356

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 SPRING ST, ELSMERE, KY 41018-2357

Mortgage

Document Number0005900188
DateApr 27, 2022
Book Page365/187
Instrument22042705900188
Lender
NameCINFED CU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2042

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address430 SPRING ST, ELSMERE, KY 41018-2357
Document Number0000000092
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedAug 07, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 SPRING ST ELSMERE KY 410182357, ELSMERE, KY 41018-2357

Mortgage

Document Number0000000092
DateJun 25, 2020
Book Page000M62/000414
Instrument92
Lender
NameCITY OF ELSMERE
Address318 GARVEY AVE, ELSMERE, KY 41018-2131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 24, 2025

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,989.00 (+1.32%)$196,800 (-) Land $20,000 Building $176,800$196,800 (-) Land $20,000 Building $176,800
2023$2,950.00$196,800 Land $20,000 Building $176,800$196,800 Land $20,000 Building $176,800

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