Loudon County property record for 438 River Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,250 sqft · built 1963 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,300 (Oct 1997) |
| Tax Bill | $1,928 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 040 04700 000040 |
| Primary APN | 040 04700 000040 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,250 sqft Living Area |
| 1st Floor Area | 3,250 sqft |
| Basement Area | 1,586 sqft |
| Finished Basement | 1,586 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 207 ft deep x 121 ft wide |
| Terrain | Low |
| Garage Type | Finished |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 250 sqft |
| Deck Area | 400 sqft |
| Patio Area | 470 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 040 04700 000040 |
|---|---|
| Street Address | 438 RIVER RD |
| City | LOUDON |
| State | TN |
| Zip | 37774-5578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-S |
| Legal Description | 1 044 044 00900 000 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 60600 |
438 River Rd is owned and occupied by two individuals who bought it in October 1997.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 RIVER RD, LOUDON, TN 37774-5578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 1997 · Amount on File |
| Deed Sale | Oct 10, 1997 · Amount on File |
| Prior Sale | Apr 3, 1995 · Amount on File |
| Deed Document Number | 0000235565 |
| Deed Book / Page | 235 / 565 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 438 River Rd was $1,928.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,928.00 | $65,200 (-) Land $7,225 Building $57,975 | |
| 2024 | $1,928.00 | $65,200 (-) Land $7,225 Building $57,975 | |
| 2023 | $65,200 (-) Land $7,225 Building $57,975 | ||
| 2022 | $716.00 | $65,200 Land $7,225 Building $57,975 | $260,800 (-) Land $28,900 Building $231,900 |
| 2021 | $260,800 Land $28,900 Building $231,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 438 River Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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